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MS Dividend DRIP Calculator 2026
2.22% YieldFinancial ServicesMorgan Stanley · NYSE
Price: $186.52 · Annual div: $4.15/share · Frequency: quarterly · Payout ratio: 41% · Ex-div: 2026-07-31
Calculator settings
Portfolio growth: DRIP vs No DRIP
Annual dividend income growth
💡 What-if scenarios
Click to apply scenario to the calculator
🎯 When MS pays your bills
Year your monthly dividend income covers each expense (based on current settings)
Share your MS snowball 📈
$10,000 in MS → $50.4K in 10 years · $91.44/month
About Morgan Stanley (MS) — Dividend Analysis 2026
Morgan Stanley operates as a prominent financial holding company, delivering a comprehensive suite of financial solutions and services. Its diverse clientele spans major corporations, governmental bodies, financial institutions, and individual clients across various global regions, including the Americas, Europe, the Middle East, Africa, and Asia. The firm's operations are structured into three primary divisions: Institutional Securities, Wealth Management, and Investment Management. Within the Institutional Securities segment, Morgan Stanley provides crucial capital-raising and strategic financial advisory services. This includes underwriting activities for debt, equity, and other financial instruments, alongside expert counsel on mergers and acquisitions, corporate reorganizations, real estate transactions, and project financing. Furthermore, this division is a key player in sales and trading, offering services like sales execution, financing solutions, prime brokerage, and market-making across equity and fixed-income products, encompassing foreign exchange and commodities. It also extends corporate and commercial real estate loans, furnishes secured lending facilities, supports sales and trading clients with financing, and engages in asset-backed and mortgage lending. Investment and research services, along with specific wealth management offerings, are also part of this segment. The Wealth Management segment caters to individual investors, as well as small to medium-sized enterprises and institutions. It offers a broad spectrum of services, from financial advisor-led and self-directed brokerage and investment guidance to comprehensive financial and wealth planning. This segment also delivers workplace solutions, such as stock plan administration, and provides annuity and insurance products. Lending options include securities-backed loans, residential real estate mortgages, and other credit facilities, complemented by banking and retirement plan services. Finally, the Investment Management segment is dedicated to providing specialized investment products, including equity, fixed income, liquidity, and alternative strategies. These offerings are distributed through institutional and intermediary channels to a sophisticated client base that features benefit and defined contribution plans, foundations, endowments, governmental entities, sovereign wealth funds, insurance companies, and corporate and third-party fund sponsors. Morgan Stanley's origins trace back to its founding in 1924, and its global headquarters are situated in New York, New York.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 MS Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold MS.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 2.22% | -0.58% | $222 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.89% | -0.91% | $189 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.78% | -1.02% | $178 / yr |
| 🇬🇧 UK ISA | 0% | 2.22% | -0.58% | $222 / yr |
| 🇬🇧 UK Taxable | 8.75% | 2.03% | -0.77% | $203 / yr |
| 🇨🇦 TFSA | 0% | 2.22% | -0.58% | $222 / yr |
| 🇨🇦 CA Taxable | 25% | 1.67% | -1.13% | $167 / yr |
| 🇦🇺 Super (pension) | 15% | 1.89% | -0.91% | $189 / yr |
| 🇦🇺 AU Taxable | 30% | 1.55% | -1.25% | $155 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.63% | -1.17% | $163 / yr |
| 🇫🇷 FR Taxable | 30% | 1.55% | -1.25% | $155 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 MS Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $4.15/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 MS Dividend Payment Schedule
MS pays quarterly — 4 times per year. Ex-div: 2026-07-31.
📊 MS vs Financial Services Benchmarks
How MS compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for MS sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ MS Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| D-Return | 2026-09-22 | 1,340,519 | $212.57 | $284.95M | ||
| D-Return | 2026-07-30 | 414,396 | $213.28 | $88.38M | ||
| Sale | 2026-07-28 | 1,000 | $212.06 | $212.1K | ||
| G-Gift | 2026-07-28 | 2,325 | — | — | ||
| Sale | 2026-07-16 | 6,382 | $222.51 | $1.42M | ||
| Sale | 2026-07-16 | 9,172 | $222.51 | $2.04M | ||
| Sale | 2026-07-17 | 17,064 | $215.00 | $3.67M | ||
| Sale | 2026-07-17 | 7,101 | $216.88 | $1.54M | ||
| A-Award | 2026-06-01 | 345.304 | $209.96 | $72.5K | ||
| A-Award | 2026-06-01 | 1,309.777 | — | — |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare MS with peers: MS vs APLD · MS vs BITF · MS vs BTBT
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Geographic Revenue Breakdown
Where MS earns its moneyRevenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the MS dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Morgan Stanley (MS) is currently trading at $186.52, 20% below its 52-week high. The current dividend yield is 2.22% based on an annual payout of $4.15 per share.
Morgan Stanley Offers Strong Dividend Growth Supported by Conservative Payouts
AI SummaryMorgan Stanley presents an appealing profile for dividend growth investors within the financial services sector. With a market capitalization of $298.8B and a reasonable P/E ratio of 18.6, the firm backs its $4.15 annual dividend with a conservative 41% payout ratio. This leaves ample earnings retained for capital reinvestment while ensuring strong near-term dividend safety. The company boasts an impressive 5-year dividend CAGR of 19.7%, highlighting a robust historical growth trajectory. Although the current dividend yield of 2.19% is modest, the combination of aggressive past growth and a low payout ratio suggests the current distribution is highly sustainable over the medium term.
- Revenue volatility tied to capital markets and investment banking cycles
- Potential regulatory changes impacting capital requirements and payout flexibility
Generated by AI using live market data. For educational purposes only — not financial advice.
Latest MS News
LiveHow investors use the MS dividend calculator
Illustrative examples of common use cases, written by the DividendFlow team — not customer reviews.