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PRA Group, Inc. · NASDAQ
Price: $15.26 · Annual div: $2.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in PRAA → $289.8K in 10 years · $152.99/month
PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit cards, private label and other credit cards, installment loans, lines of credit, deficiency balances of various types, legal judgments, and trade payables from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold PRAA.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 13.11% | 10.31% | $1,311 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 11.14% | 8.34% | $1,114 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 10.49% | 7.69% | $1,049 / yr |
| 🇬🇧 UK ISA | 0% | 13.11% | 10.31% | $1,311 / yr |
| 🇬🇧 UK Taxable | 8.75% | 11.96% | 9.16% | $1,196 / yr |
| 🇨🇦 TFSA | 0% | 13.11% | 10.31% | $1,311 / yr |
| 🇨🇦 CA Taxable | 25% | 9.83% | 7.03% | $983 / yr |
| 🇦🇺 Super (pension) | 15% | 11.14% | 8.34% | $1,114 / yr |
| 🇦🇺 AU Taxable | 30% | 9.18% | 6.38% | $918 / yr |
| 🇩🇪 DE Taxable | 26.375% | 9.65% | 6.85% | $965 / yr |
| 🇫🇷 FR Taxable | 30% | 9.18% | 6.38% | $918 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
PRAA pays quarterly — 4 times per year. Next ex-div: TBD.
How PRAA compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PRAA sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-03-09 | 5,509 | — | — | ||
| F-InKind | 2026-03-09 | 610 | $18.15 | $11.1K | ||
| F-InKind | 2026-03-09 | 3,035 | $18.15 | $55.1K | ||
| A-Award | 2026-03-09 | 1,381 | — | — | ||
| F-InKind | 2026-03-09 | 2,185 | $18.15 | $39.7K | ||
| A-Award | 2026-03-09 | 30,303 | — | — | ||
| F-InKind | 2026-03-09 | 5,098 | $18.15 | $92.5K | ||
| F-InKind | 2026-03-09 | 837 | $18.15 | $15.2K | ||
| A-Award | 2026-03-09 | 5,509 | — | — | ||
| F-InKind | 2026-03-09 | 584 | $18.15 | $10.6K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Revenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PRAA dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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