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Postal Savings Bank of China Co., Ltd. Β· OTC
Price: $13.65 Β· Annual div: $0.5238/share Β· Frequency: semi-annual Β· Payout ratio: 4% Β· Ex-div: 2026-12-03
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Year your monthly dividend income covers each expense (based on current settings)
| Ex-Dividend Date | Payment Date | Amount / Share | TTM Yield | Stock Price |
|---|---|---|---|---|
| 2026-12-03Latest | 2027-02-05 | $0.3953 | β | β |
| 2026-07-06 | 2026-09-02 | $0.2800 | 7.75% | $11.23 |
| 2026-01-02 | 2026-03-02 | $0.3463 | 6.63% | $13.61 |
| 2025-12-02 | 2026-03-02 | $0.2438 | 6.80% | $14.19 |
| 2025-04-23 | 2025-06-06 | $0.3127 | 11.17% | $13.02 |
| 2024-12-30 | 2025-02-07 | $0.4091 | 9.93% | $11.50 |
| 2024-07-03 | 2024-08-22 | $0.7328 | 6.31% | $11.61 |
| 2023-07-03 | 2023-08-24 | $0.5928 | 4.80% | $12.36 |
| 2022-06-30 | 2022-08-24 | $0.6138 | 7.76% | $14.72 |
| 2021-07-13 | 2021-08-20 | $0.5290 | 3.81% | $13.87 |
| 2020-06-12 | 2020-07-30 | $0.4797 | β | β |
| 2019-06-03 | 2019-07-31 | $0.4572 | β | β |
| 2018-07-02 | 2018-09-06 | $0.3633 | β | β |
Postal Savings Bank of China Co., Ltd. (PSBC), along with its affiliated entities, delivers a comprehensive suite of banking solutions to both individual and institutional clients throughout the People's Republic of China. The Personal Banking division caters to individual clients with a range of deposit options, including current, fixed, call, flexible time/demand, and foreign currency accounts, alongside traditional passbooks and certificates of deposit. It extends various credit facilities such as micro-loans, secured personal loans, and financing for individual businesses. Customers also have access to debit and credit cards, wealth management solutions, mutual funds, and insurance brokerage services. Furthermore, this segment facilitates the sale of investment funds, electronic bonds, and precious metals, while also managing payment and collection services, diverse settlement transactions, local and international money transfers, and personal foreign exchange dealings. For its institutional clientele, the Corporate Banking unit supplies various deposit instruments, encompassing fixed, demand, call, and specially negotiated accounts. It offers a broad spectrum of lending products, including working capital, fixed asset, trade finance, stock-backed, land reserve, syndicated, real estate development, property mortgage, and consignment loans. Additional corporate offerings include sophisticated cash management solutions, negotiable instruments, comprehensive trade finance and international settlement capabilities, and access to financial market services. The Treasury division manages interbank borrowing and lending, alongside repurchase and resale agreements. Its activities extend to investments in debt and equity instruments, investment banking operations, bond securities, and the provision of wealth management products. Moreover, it actively trades a variety of financial products, including those in the money market, fixed income, and foreign exchange sectors, as well as derivatives and precious metals. PSBC also ensures accessibility through modern digital platforms, including online, mobile, and self-service banking channels. By December 31, 2021, the bank maintained an extensive network of 39,603 branches; this total comprised 7,828 directly managed locations and 31,775 operated by agencies. Established in 2007, the company's main office is situated in Beijing, People's Republic of China. PSBC functions as a subsidiary of the China Post Group Corporation.
Forward dividend yield from the latest data Β· open any DRIP calculator
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Real after-tax yield depends on where you live and how you hold PSTVY.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| πΊπΈ Roth IRA / 401k | 0% | 3.84% | 1.04% | $384 / yr |
| πΊπΈ US Taxable (15%) β | 15% | 3.26% | 0.46% | $326 / yr |
| πΊπΈ US Taxable (20%) | 20% | 3.07% | 0.27% | $307 / yr |
| π¬π§ UK ISA | 0% | 3.84% | 1.04% | $384 / yr |
| π¬π§ UK Taxable | 8.75% | 3.50% | 0.70% | $350 / yr |
| π¨π¦ TFSA | 0% | 3.84% | 1.04% | $384 / yr |
| π¨π¦ CA Taxable | 25% | 2.88% | 0.08% | $288 / yr |
| π¦πΊ Super (pension) | 15% | 3.26% | 0.46% | $326 / yr |
| π¦πΊ AU Taxable | 30% | 2.69% | -0.11% | $269 / yr |
| π©πͺ DE Taxable | 26.375% | 2.83% | 0.03% | $283 / yr |
| π«π· FR Taxable | 30% | 2.69% | -0.11% | $269 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.52/share/yr Β· πΊπΈ US Taxable (15%) Β· static projection (no growth assumed).
PSTVY pays quarterly β 4 times per year. Ex-div: 2026-12-03.
How PSTVY compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024β2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PSTVY sourced from FMP /financial-growth endpoint β real data, not estimates.
Compare PSTVY with peers: PSTVY vs BKFCF Β· PSTVY vs BNPQF Β· PSTVY vs BNPQY
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores β lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PSTVY dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer β
Postal Savings Bank of China Co., Ltd. (PSTVY) is currently trading at $13.65, 9% below its 52-week high. The current dividend yield is 3.84% based on an annual payout of $0.5238 per share.
Postal Savings Bank of China Co., Ltd. (PSTVY) is a financial services stock currently trading at $13.64 with a dividend yield of 3.84%. It pays an annual dividend of $0.5238 per share. The payout ratio of 4% suggests the dividend is well-covered by earnings. Over the past 5 years, PSTVY has grown its dividend at a compound annual rate of 1.4%.
Auto-generated from live market data. For educational purposes only β not financial advice.
Illustrative examples of common use cases, written by the DividendFlow team β not customer reviews.
PSTVY (Postal Savings Bank of China Co., Ltd.) has a dividend yield of 3.84%, based on an annual dividend of $0.5238 per share and a price of $13.65. Over the last 12 months it paid $0.8702 per share β a trailing yield of 6.38%. Dividends are paid semi-annual.
Yield history: over the last 9 payments, PSTVY's 12-month yield ranged from 3.81% to 11.17%. Full PSTVY dividend history β
Yield on cost: if PSTVY's dividend keeps growing 1.5% a year, a purchase at today's price would yield 4.14% after 5 years, 4.46% after 10 years and 5.17% after 20 years on the original investment.
With dividends reinvested, a PSTVY position grows its share count by about 3.51% in the first year at today's price and yield.
| Year | Shares bought by dividends | Total shares | Dividend income | Position value | Yield on cost |
|---|---|---|---|---|---|
| 1 | 25.73 | 758.59 | $390 | $11,490 | 3.90% |
| 3 | 22.98 | 805.92 | $429 | $15,040 | 4.29% |
| 5 | 20.31 | 847.86 | $467 | $19,495 | 4.67% |
| 10 | 14.38 | 931.13 | $557 | $36,076 | 5.57% |
| 20 | 6.55 | 1027.62 | $720 | $113,048 | 7.20% |
DRIP rate = share-count growth from reinvested dividends. Simplified yearly model before taxes and fees; adjust every assumption in the calculator above. Not financial advice. How DRIP and the DRIP rate work β
PSTVY (Postal Savings Bank of China Co., Ltd.) has a dividend yield of 3.84%, based on an annual dividend of $0.5238 per share and a price of $13.65. Over the last 12 months it paid $0.8702 per share β a trailing yield of 6.38%. Dividends are paid semi-annual.
$10,000 in PSTVY at a 3.84% yield pays about $384 a year ($32 a month) before taxes. With DRIP, reinvested dividends buy more shares and that income compounds.
With dividends reinvested, a PSTVY position grows its share count by about 3.51% in the first year at today's price and yield.
Enter your starting amount, monthly contribution and time horizon in the PSTVY DRIP calculator at the top of this page. It reinvests each payout into new shares at the projected price, grows the dividend at the rate you choose and shows yearly income, share count, portfolio value and yield on cost. You can switch DRIP off to compare.
PSTVY's next ex-dividend date is 2026-12-03. PSTVY pays dividends semi-annual. Buy before the ex-dividend date to receive the next payment.
PSTVY's dividend changed 20.6% over the last year and 1.4% a year on average over five years.
PSTVY pays out 4% of its earnings as dividends. A payout ratio under 60% is generally considered sustainable. Dividends can be cut at any time; this is not financial advice.
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