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PSTVY Dividend DRIP Calculator 2026
4.40% YieldFinancial ServicesPostal Savings Bank of China Co., Ltd. · OTC
Price: $11.80 · Annual div: $0.52/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When PSTVY pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in PSTVY → $1.99M in 10 years · $80.79/month
About Postal Savings Bank of China Co., Ltd. (PSTVY) — Dividend Analysis 2026
Postal Savings Bank of China Co., Ltd. (PSBC), along with its affiliated entities, delivers a comprehensive suite of banking solutions to both individual and institutional clients throughout the People's Republic of China. The Personal Banking division caters to individual clients with a range of deposit options, including current, fixed, call, flexible time/demand, and foreign currency accounts, alongside traditional passbooks and certificates of deposit. It extends various credit facilities such as micro-loans, secured personal loans, and financing for individual businesses. Customers also have access to debit and credit cards, wealth management solutions, mutual funds, and insurance brokerage services. Furthermore, this segment facilitates the sale of investment funds, electronic bonds, and precious metals, while also managing payment and collection services, diverse settlement transactions, local and international money transfers, and personal foreign exchange dealings. For its institutional clientele, the Corporate Banking unit supplies various deposit instruments, encompassing fixed, demand, call, and specially negotiated accounts. It offers a broad spectrum of lending products, including working capital, fixed asset, trade finance, stock-backed, land reserve, syndicated, real estate development, property mortgage, and consignment loans. Additional corporate offerings include sophisticated cash management solutions, negotiable instruments, comprehensive trade finance and international settlement capabilities, and access to financial market services. The Treasury division manages interbank borrowing and lending, alongside repurchase and resale agreements. Its activities extend to investments in debt and equity instruments, investment banking operations, bond securities, and the provision of wealth management products. Moreover, it actively trades a variety of financial products, including those in the money market, fixed income, and foreign exchange sectors, as well as derivatives and precious metals. PSBC also ensures accessibility through modern digital platforms, including online, mobile, and self-service banking channels. By December 31, 2021, the bank maintained an extensive network of 39,603 branches; this total comprised 7,828 directly managed locations and 31,775 operated by agencies. Established in 2007, the company's main office is situated in Beijing, People's Republic of China. PSBC functions as a subsidiary of the China Post Group Corporation.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 PSTVY Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold PSTVY.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 4.40% | 1.60% | $440 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 3.74% | 0.94% | $374 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 3.52% | 0.72% | $352 / yr |
| 🇬🇧 UK ISA | 0% | 4.40% | 1.60% | $440 / yr |
| 🇬🇧 UK Taxable | 8.75% | 4.02% | 1.22% | $402 / yr |
| 🇨🇦 TFSA | 0% | 4.40% | 1.60% | $440 / yr |
| 🇨🇦 CA Taxable | 25% | 3.30% | 0.50% | $330 / yr |
| 🇦🇺 Super (pension) | 15% | 3.74% | 0.94% | $374 / yr |
| 🇦🇺 AU Taxable | 30% | 3.08% | 0.28% | $308 / yr |
| 🇩🇪 DE Taxable | 26.375% | 3.24% | 0.44% | $324 / yr |
| 🇫🇷 FR Taxable | 30% | 3.08% | 0.28% | $308 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 PSTVY Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $0.52/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 PSTVY Dividend Payment Schedule
PSTVY pays quarterly — 4 times per year. Next ex-div: TBD.
📊 PSTVY vs Financial Services Benchmarks
How PSTVY compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for PSTVY sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ PSTVY Insider Activity
No recent SEC filings reported in the last 90 days.Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the PSTVY dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Postal Savings Bank of China Co., Ltd. (PSTVY) is currently trading at $11.80, 30% below its 52-week high. The current dividend yield is 4.40% based on an annual payout of $0.52 per share.
PSTVY (Postal Savings Bank of China Co., Ltd.) — 4.40% Dividend Yield Analysis
Postal Savings Bank of China Co., Ltd. (PSTVY) is a financial services stock currently trading at $11.80 with a dividend yield of 4.40%. The company pays an annual dividend of $0.52 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, PSTVY has grown its dividend at a compound annual rate of 7.4%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.