About Vanguard Total Stock Market Index Fund Institutional Shares (VITSX) — Dividend Analysis 2026
Created in 1992, Vanguard Total Stock Market Index Fund is designed to provide investors with exposure to the entire U.S. equity market, including small-, mid-, and large-cap growth and value stocks. The fund’s key attributes are its low costs, broad diversification, and the potential for tax efficiency. Investors looking for a low-cost way to gain broad exposure to the U.S. stock market who are willing to accept the volatility that comes with stock market investing may wish to consider this fund as either a core equity holding or your only domestic stock fund.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.
Is VITSX a good dividend investment in 2026?
VITSX offers a 0.89% forward yield with a 50% payout ratio. Strand Safety Score: N/A. The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
VITSX DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your VITSX portfolio grows to $10.9K vs $10.9K without reinvestment. This is the compound interest effect in action.
VITSX dividend growth history & forecast
VITSX has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 0.89%.
ETFs do not file income statements or cash flow statements. Their dividend safety depends on the underlying index quality, fund methodology, and holdings composition. Use the Holdings page to analyze individual stocks in this fund.
🌍 VITSX Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold VITSX.
Gross yield
0.89%
Tax rate
15.00%
After-tax yield
0.76%
Real yield (−CPI)
-2.04%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
0.89%
-1.91%
$89 / yr
🇺🇸 US Taxable (15%) ✓
15%
0.76%
-2.04%
$76 / yr
🇺🇸 US Taxable (20%)
20%
0.71%
-2.09%
$71 / yr
🇬🇧 UK ISA
0%
0.89%
-1.91%
$89 / yr
🇬🇧 UK Taxable
8.75%
0.81%
-1.99%
$81 / yr
🇨🇦 TFSA
0%
0.89%
-1.91%
$89 / yr
🇨🇦 CA Taxable
25%
0.67%
-2.13%
$67 / yr
🇦🇺 Super (pension)
15%
0.76%
-2.04%
$76 / yr
🇦🇺 AU Taxable
30%
0.62%
-2.18%
$62 / yr
🇩🇪 DE Taxable
26.375%
0.66%
-2.14%
$66 / yr
🇫🇷 FR Taxable
30%
0.62%
-2.18%
$62 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 VITSX Income Goal & Break-Even
Dividend Break-Even
50yr+
Years for dividends to fully repay your VITSX investment of $151.74/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$781.65
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$-1690.64
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in VITSX for:
Shares needed
20,937
Capital required
$3,176,980
Monthly income
$2,000
Based on current dividend of $1.35/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 VITSX Dividend Payment Schedule
VITSX pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$2.87 / payment
$11.46 / year after tax
100 shares
$28.66 / payment
$114.63 / year after tax
1,000 shares
$286.58 / payment
$1146.31 / year after tax
📊 VITSX vs Financial Services Benchmarks
How VITSX compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▼-2.01% vs sectorBelow avg
VITSX
0.89%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
VITSX
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
VITSX
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for VITSX sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ VITSX Insider Activity
No recent SEC filings reported in the last 90 days.
🔬
Financial Health Scores
Piotroski F-Score
3/9
🔴 Weak fundamentals — dividend safety concern
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the VITSX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →