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Vanguard Total International Bond Index Fund Institutional Shares · NASDAQ
Price: $28.67 · Annual div: $1.31/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in VTIFX → $15.6K in 10 years · $56.77/month
This fund seeks to offer comprehensive exposure to high-quality debt securities issued outside the United States. Its primary goal is to replicate the performance of a benchmark index that comprises government, quasi-governmental, and corporate bonds from numerous international markets, predominantly developed nations, but also some emerging economies. As with all bond investments, it carries interest rate risk; a rise in rates could lead to a decrease in the value of the portfolio's bonds, thereby reducing its net asset value. Additionally, its global focus introduces country-specific and regional risks. To mitigate uncertainty from fluctuating exchange rates, the fund employs currency hedging strategies, ensuring that investment returns largely reflect the inherent performance of the underlying international bonds. This fund could be a valuable addition for long-term investors aiming to diversify their bond holdings internationally. Regarding its investment guidelines, for 75% of its total assets, the fund is generally restricted from purchasing more than 10% of the voting shares of any single issuer, or allocating over 5% of its total assets to the securities of any one issuer. These constraints may be waived if essential for closely matching the composition of its target index. Notably, these limitations do not extend to obligations issued by the U.S. government or its related agencies and instrumentalities.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold VTIFX.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 4.56% | 1.76% | $456 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 3.88% | 1.08% | $388 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 3.65% | 0.85% | $365 / yr |
| 🇬🇧 UK ISA | 0% | 4.56% | 1.76% | $456 / yr |
| 🇬🇧 UK Taxable | 8.75% | 4.16% | 1.36% | $416 / yr |
| 🇨🇦 TFSA | 0% | 4.56% | 1.76% | $456 / yr |
| 🇨🇦 CA Taxable | 25% | 3.42% | 0.62% | $342 / yr |
| 🇦🇺 Super (pension) | 15% | 3.88% | 1.08% | $388 / yr |
| 🇦🇺 AU Taxable | 30% | 3.19% | 0.39% | $319 / yr |
| 🇩🇪 DE Taxable | 26.375% | 3.36% | 0.56% | $336 / yr |
| 🇫🇷 FR Taxable | 30% | 3.19% | 0.39% | $319 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.31/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
VTIFX pays quarterly — 4 times per year. Next ex-div: TBD.
How VTIFX compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for VTIFX sourced from FMP /financial-growth endpoint — real data, not estimates.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the VTIFX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Vanguard Total International Bond Index Fund Institutional Shares (VTIFX) is currently trading at $28.67, trading near its 52-week low. The current dividend yield is 4.56% based on an annual payout of $1.31 per share.
Vanguard Total International Bond Index Fund Institutional Shares (VTIFX) is a financial services stock currently trading at $28.67 with a dividend yield of 4.56%. The company pays an annual dividend of $1.31 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings.
Auto-generated from live market data. For educational purposes only — not financial advice.
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