About Exxon Mobil Corporation (XOM) — Dividend Analysis 2026
ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.
Is XOM a good dividend investment in 2026?
XOM offers a 3.58% forward yield with a 44% payout ratio. With a safety score of 100/100, the dividend appears very safe. The 5-year dividend CAGR of 3.5% is modest — investors should weigh current income against growth alternatives.
XOM DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your XOM portfolio grows to $46.7K vs $42.1K without reinvestment — a DRIP bonus of $4.7K. This is the compound interest effect in action.
XOM dividend growth history & forecast
XOM has grown its dividend by 4% over the last year and 3.5% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 3.58% — illustrating why dividend growth stocks are powerful long-term wealth builders.
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🌍 XOM Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold XOM.
Gross yield
3.58%
Tax rate
15.00%
After-tax yield
3.04%
Real yield (−CPI)
0.24%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
3.58%
0.78%
$358 / yr
🇺🇸 US Taxable (15%) ✓
15%
3.04%
0.24%
$304 / yr
🇺🇸 US Taxable (20%)
20%
2.86%
0.06%
$286 / yr
🇬🇧 UK ISA
0%
3.58%
0.78%
$358 / yr
🇬🇧 UK Taxable
8.75%
3.27%
0.47%
$327 / yr
🇨🇦 TFSA
0%
3.58%
0.78%
$358 / yr
🇨🇦 CA Taxable
25%
2.69%
-0.11%
$269 / yr
🇦🇺 Super (pension)
15%
3.04%
0.24%
$304 / yr
🇦🇺 AU Taxable
30%
2.51%
-0.29%
$251 / yr
🇩🇪 DE Taxable
26.375%
2.64%
-0.16%
$264 / yr
🇫🇷 FR Taxable
30%
2.51%
-0.29%
$251 / yr
Real yield = after-tax yield minus US CPI of 2.8%. Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 XOM Income Goal & Break-Even
Dividend Break-Even
23yr
Years for dividends to repay your full XOM investment price of $108.50/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$4.1K
Lost to inflation (~2.8% CPI)
−$2.5K
Real purchasing power gain
$1.6K
How much do I need to invest in XOM for:
Shares needed
7,278
Capital required
$789,663
Monthly income
$2,000
Based on current dividend of $3.88/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 XOM Dividend Payment Schedule
XOM pays quarterly — 4 times per year. Next ex-div: Feb 12, 2026.
Jan
Feb
💰
Mar
Apr
May
💰
Jun
Jul
Aug
💰
Sep
Oct
Nov
💰
Dec
10 shares
$8.24 / payment
$32.98 / year after tax
100 shares
$82.45 / payment
$329.80 / year after tax
1,000 shares
$824.50 / payment
$3298.00 / year after tax
📊 XOM vs Energy Sector Benchmarks
How XOM compares to typical Energy sector averages.
Dividend YieldXOM: +3.58% vs sector avg 4.60% ↓ Below avg
Payout RatioXOM: 44.00% vs sector avg 58.00% ✓ Better
XOM━━ Energy avg: 58.00%
⚠️ Disclaimer: All projections are for educational purposes only. Dividend payments, stock prices, and growth rates are estimates based on historical data. Past performance does not guarantee future results. This is not financial advice — consult a qualified financial professional before investing. Data sourced from public financial records and updated regularly.