Is AALTX or SCHD a better dividend investment in 2026?

AALTX currently yields 6.16% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: AALTX offers higher current income.

What is the dividend yield difference between AALTX and SCHD?

AALTX has a forward dividend yield of 6.16% ($1.37/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.70 percentage points.

Home › Compare › AALTX vs SCHD

AALTX vs SCHD: Dividend Comparison 2026

AALTX yields 6.16% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AALTX wins by $1.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

AALTX

● Live price

6.16%

Share price

$22.23

Annual div

$1.37

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.0K

Annual income

$911.48

Full AALTX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — AALTX vs SCHD

📍 AALTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AALTX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AALTX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

—

AALTX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AALTX

Annual income on $10K today (after 15% tax)

$523.38/yr

After 10yr DRIP, annual income (after tax)

$774.76/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, AALTX beats the other by $412.70/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AALTX + SCHD for your $10,000?

AALTX: 50%SCHD: 50%

100% SCHD50/50100% AALTX

Portfolio after 10yr

$29.5K

Annual income

$668.71/yr

Blended yield

2.27%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AALTX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAALTXSCHD

Forward yield	6.16% ✓	3.46%
Annual dividend / share	$1.37 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30.0K ✓	$29.0K
Annual income after 10y	$911.48 ✓	$425.95
Total dividends collected	$7.7K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: AALTX vs SCHD ($10,000, DRIP)

Year	AALTX Portfolio	AALTX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,316	$615.74	$11,226	$346.36	+$90.00 → AALTX
2	$12,759	$651.18	$12,572	$357.38	+$187.00 → AALTX
3	$14,338	$686.20	$14,046	$367.84	+$292.00 → AALTX
4	$16,063	$720.69	$15,660	$377.73	+$403.00 → AALTX
5	$17,942	$754.54	$17,425	$387.07	+$517.00 → AALTX
6	$19,985	$787.67	$19,354	$395.86	+$631.00 → AALTX
7	$22,204	$819.99	$21,461	$404.13	+$743.00 → AALTX
8	$24,610	$851.43	$23,762	$411.89	+$848.00 → AALTX
9	$27,215	$881.94	$26,272	$419.15	+$943.00 → AALTX
10	$30,031	$911.48	$29,010	$425.95	+$1.0K → AALTX

AALTX vs SCHD: Complete Analysis 2026

AALTX — Stock

The fund normally invests a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. The advisor attempts to achieve its investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth funds, growth-and-income funds, equity-income funds, balanced funds and fixed income funds. The fund categories represent differing investment objectives and strategies.

Full AALTX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.