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AAPL vs QYLD: Dividend Comparison 2026

AAPL yields 0.45% · QYLD yields 11.43% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 AAPL wins by $36.0K in total portfolio value
10 years
AAPL
Apple Inc.
0.45%
Share price
$221.50
Annual div
$1.00
5Y div CAGR
5.8%
Payout ratio
15%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.5K
Annual income
$81.27
Full AAPL calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →

Portfolio growth — AAPL vs QYLD

Annual dividend income

MetricAAPLQYLD
Forward yield0.45%11.43%
Annual dividend / share$1.00$1.92
Payout ratio15%95%
1-year div growth4.2%-5.2%
5-year div CAGR5.8%-2.1%
Portfolio after 10y$55.5K$19.5K
Annual income after 10y$81.27$3,553.75
Total dividends collected$633.00$20.2K
Payment frequencyquarterlymonthly
SectorTechnologyETF

Year-by-year: AAPL vs QYLD ($10,000, DRIP)

YearAAPL PortfolioAAPL Income/yrQYLD PortfolioQYLD Income/yrGap
1$11,888$47.77$10,279$1,118.86+$1.6KAAPL
2$14,126$50.74$10,645$1,229.16+$3.5KAAPL
3$16,779$53.88$11,111$1,360.44+$5.7KAAPL
4$19,923$57.18$11,695$1,517.70+$8.2KAAPL
5$23,650$60.68$12,420$1,707.39+$11.2KAAPL
6$28,066$64.36$13,315$1,937.94+$14.8KAAPL
7$33,298$68.25$14,417$2,220.42+$18.9KAAPL
8$39,498$72.36$15,775$2,569.54+$23.7KAAPL
9$46,842$76.69$17,455$3,005.06+$29.4KAAPL
10$55,542$81.27$19,543$3,553.75+$36.0KAAPL

AAPL vs QYLD: Complete Analysis 2026

AAPLTechnology

Apple is the world's most valuable company and a consistent dividend grower since reinstating its dividend in 2012. While the yield is low, Apple's massive share buyback program (returning $90B+/year to shareholders) amplifies total returns. The payout ratio is extremely low, leaving enormous room for future dividend growth.

Full AAPL Calculator →

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

Frequently Asked Questions

Is AAPL or QYLD better for dividend income in 2026?
AAPL currently offers a 0.45% yield (1.00/share/year) while QYLD offers 11.43% (1.92/share/year). QYLD provides higher current income. However, AAPL has grown its dividend faster (5.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in AAPL vs QYLD earn per year?
With $10,000 invested today: AAPL pays approximately $45/year. QYLD pays approximately $1143/year. With DRIP reinvestment over 10 years, these grow to $81/year (AAPL) and $3,554/year (QYLD).
Does AAPL or QYLD pay monthly dividends?
AAPL pays quarterly dividends. QYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.