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AAPL vs XYLD: Dividend Comparison 2026

AAPL yields 0.45% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 AAPL wins by $34.4K in total portfolio value
10 years
AAPL
Apple Inc.
0.45%
Share price
$221.50
Annual div
$1.00
5Y div CAGR
5.8%
Payout ratio
15%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.5K
Annual income
$81.27
Full AAPL calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — AAPL vs XYLD

Annual dividend income

MetricAAPLXYLD
Forward yield0.45%9.02%
Annual dividend / share$1.00$3.48
Payout ratio15%90%
1-year div growth4.2%-2.1%
5-year div CAGR5.8%0.5%
Portfolio after 10y$55.5K$21.1K
Annual income after 10y$81.27$2,363.75
Total dividends collected$633.00$15.0K
Payment frequencyquarterlymonthly
SectorTechnologyETF

Year-by-year: AAPL vs XYLD ($10,000, DRIP)

YearAAPL PortfolioAAPL Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,888$47.77$10,626$906.06+$1.3KAAPL
2$14,126$50.74$11,324$995.47+$2.8KAAPL
3$16,779$53.88$12,104$1,096.88+$4.7KAAPL
4$19,923$57.18$12,977$1,212.21+$6.9KAAPL
5$23,650$60.68$13,958$1,343.80+$9.7KAAPL
6$28,066$64.36$15,061$1,494.40+$13.0KAAPL
7$33,298$68.25$16,307$1,667.30+$17.0KAAPL
8$39,498$72.36$17,717$1,866.48+$21.8KAAPL
9$46,842$76.69$19,317$2,096.71+$27.5KAAPL
10$55,542$81.27$21,140$2,363.75+$34.4KAAPL

AAPL vs XYLD: Complete Analysis 2026

AAPLTechnology

Apple is the world's most valuable company and a consistent dividend grower since reinstating its dividend in 2012. While the yield is low, Apple's massive share buyback program (returning $90B+/year to shareholders) amplifies total returns. The payout ratio is extremely low, leaving enormous room for future dividend growth.

Full AAPL Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is AAPL or XYLD better for dividend income in 2026?
AAPL currently offers a 0.45% yield (1.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, AAPL has grown its dividend faster (5.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in AAPL vs XYLD earn per year?
With $10,000 invested today: AAPL pays approximately $45/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $81/year (AAPL) and $2,364/year (XYLD).
Does AAPL or XYLD pay monthly dividends?
AAPL pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.