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AAPL vs T: Dividend Comparison 2026

AAPL yields 0.45% · T yields 6.24% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 AAPL wins by $46.4K in total portfolio value
10 years
AAPL
Apple Inc.
0.45%
Share price
$221.50
Annual div
$1.00
5Y div CAGR
5.8%
Payout ratio
15%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.5K
Annual income
$81.27
Full AAPL calculator →
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →

Portfolio growth — AAPL vs T

Annual dividend income

MetricAAPLT
Forward yield0.45%6.24%
Annual dividend / share$1.00$1.11
Payout ratio15%58%
1-year div growth4.2%0%
5-year div CAGR5.8%-8.2%
Portfolio after 10y$55.5K$9.1K
Annual income after 10y$81.27$432.01
Total dividends collected$633.00$5.0K
Payment frequencyquarterlyquarterly
SectorTechnologyTelecom

Year-by-year: AAPL vs T ($10,000, DRIP)

YearAAPL PortfolioAAPL Income/yrT PortfolioT Income/yrGap
1$11,888$47.77$9,962$572.46+$1.9KAAPL
2$14,126$50.74$9,912$557.56+$4.2KAAPL
3$16,779$53.88$9,850$542.34+$6.9KAAPL
4$19,923$57.18$9,776$526.88+$10.1KAAPL
5$23,650$60.68$9,691$511.23+$14.0KAAPL
6$28,066$64.36$9,595$495.45+$18.5KAAPL
7$33,298$68.25$9,489$479.58+$23.8KAAPL
8$39,498$72.36$9,374$463.69+$30.1KAAPL
9$46,842$76.69$9,250$447.82+$37.6KAAPL
10$55,542$81.27$9,118$432.01+$46.4KAAPL

AAPL vs T: Complete Analysis 2026

AAPLTechnology

Apple is the world's most valuable company and a consistent dividend grower since reinstating its dividend in 2012. While the yield is low, Apple's massive share buyback program (returning $90B+/year to shareholders) amplifies total returns. The payout ratio is extremely low, leaving enormous room for future dividend growth.

Full AAPL Calculator →

TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

Frequently Asked Questions

Is AAPL or T better for dividend income in 2026?
AAPL currently offers a 0.45% yield (1.00/share/year) while T offers 6.24% (1.11/share/year). T provides higher current income. However, AAPL has grown its dividend faster (5.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in AAPL vs T earn per year?
With $10,000 invested today: AAPL pays approximately $45/year. T pays approximately $624/year. With DRIP reinvestment over 10 years, these grow to $81/year (AAPL) and $432/year (T).
Does AAPL or T pay monthly dividends?
AAPL pays quarterly dividends. T pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.