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T Dividend DRIP Calculator 2026
4.54% YieldCommunication ServicesAT&T Inc. · NYSE
Price: $24.48 · Annual div: $1.11/share · Frequency: quarterly · Payout ratio: 37% · Ex-div: 2026-10-09
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Annual dividend income growth
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🎯 When T pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in T → $7.7K in 10 years · $18.23/month
About AT&T Inc. (T) — Dividend Analysis 2026
Globally, AT&T Inc. delivers an array of telecommunication, media, and technology offerings. Within its Communications division, the company supplies wireless voice and data communication services. It also markets mobile devices, such as smartphones, wireless data access cards, and portable computing gadgets, alongside accessories like protective cases and hands-free equipment. These products are distributed through AT&T's proprietary outlets, authorized agents, and external retail partners. Furthermore, this segment caters to a broad clientele including multinational corporations, small-to-medium-sized enterprises, government entities, and wholesale clients. For these customers, it delivers an extensive suite of services encompassing data, voice connectivity, cybersecurity, cloud-based solutions, outsourcing, and both managed and professional services, in addition to client-side equipment. Residential consumers also benefit from this division's provision of high-speed fiber optic internet and traditional landline telephone services. Its communication-related offerings and merchandise are promoted under well-known brand names such as AT&T, Cricket, AT&T PREPAID, and AT&T Fiber. The Latin America segment is responsible for delivering wireless communication services within Mexico, as well as video entertainment services across the wider Latin American region. These services and products are branded as AT&T and Unefon. Established in 1983 and headquartered in Dallas, Texas, the corporation was previously known as SBC Communications Inc. and officially adopted the name AT&T Inc. in 2005.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 T Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold T.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 4.54% | 1.74% | $454 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 3.86% | 1.06% | $386 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 3.63% | 0.83% | $363 / yr |
| 🇬🇧 UK ISA | 0% | 4.54% | 1.74% | $454 / yr |
| 🇬🇧 UK Taxable | 8.75% | 4.14% | 1.34% | $414 / yr |
| 🇨🇦 TFSA | 0% | 4.54% | 1.74% | $454 / yr |
| 🇨🇦 CA Taxable | 25% | 3.41% | 0.61% | $341 / yr |
| 🇦🇺 Super (pension) | 15% | 3.86% | 1.06% | $386 / yr |
| 🇦🇺 AU Taxable | 30% | 3.18% | 0.38% | $318 / yr |
| 🇩🇪 DE Taxable | 26.375% | 3.34% | 0.54% | $334 / yr |
| 🇫🇷 FR Taxable | 30% | 3.18% | 0.38% | $318 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 T Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.11/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 T Dividend Payment Schedule
T pays quarterly — 4 times per year. Ex-div: 2026-10-09.
📊 T vs Communication Services Benchmarks
How T compares to typical Communication Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for T sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ T Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| F-InKind | 2026-09-01 | 9,248 | $25.89 | $239.4K | ||
| A-Award | 2026-09-30 | 144.549 | $24.40 | $3.5K | ||
| A-Award | 2026-09-30 | 10,707.95 | — | — | ||
| A-Award | 2026-09-30 | 512.296 | $24.40 | $12.5K | ||
| A-Award | 2026-09-30 | 368.852 | $24.40 | $9.0K | ||
| A-Award | 2026-09-30 | 1,835.724 | $24.40 | $44.8K | ||
| A-Award | 2026-08-31 | 126.535 | $25.89 | $3.3K | ||
| A-Award | 2026-08-31 | 482.812 | $25.89 | $12.5K | ||
| A-Award | 2026-08-31 | 347.625 | $25.89 | $9.0K | ||
| A-Award | 2026-08-31 | 1,730.076 | $25.89 | $44.8K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Analyst Price Target
Wall Street consensusAnalyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
Peer Group
Similar companies in the same sectorCompare T with peers: T vs AMX · T vs CHTR · T vs CMCSA
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Geographic Revenue Breakdown
Where T earns its moneyRevenue breakdown from latest annual report via FMP. Percentages may not sum to 100% due to rounding.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the T dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
AT&T Inc. (T) is currently trading at $24.48, 17% below its 52-week high. The current dividend yield is 4.54% based on an annual payout of $1.11 per share.
AT&T Offers High Yield with Stable Payouts Despite Past Cuts
AI SummaryAT&T Inc. presents an appealing proposition for income-focused investors, trading at $24.63 with a robust 4.51% dividend yield. The company's annual dividend of $1.11 is well-supported by a conservative 37% payout ratio and an attractive P/E ratio of 8.1, indicating strong short-term dividend safety. However, long-term growth prospects require caution. The 5-year dividend CAGR of -11.4% reflects a significant historical dividend reset following strategic restructuring. While the current payout is sustainable given healthy cash generation, future dividend growth may remain modest as the company prioritizes debt reduction and infrastructure investments in its core telecommunications business.
- Heavy debt load burdening capital allocation
- Intense competition in the telecommunications sector
Generated by AI using live market data. For educational purposes only — not financial advice.
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