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AAPL vs VYM: Dividend Comparison 2026

AAPL yields 0.45% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 AAPL wins by $24.3K in total portfolio value
10 years
AAPL
Apple Inc.
0.45%
Share price
$221.50
Annual div
$1.00
5Y div CAGR
5.8%
Payout ratio
15%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.5K
Annual income
$81.27
Full AAPL calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — AAPL vs VYM

Annual dividend income

MetricAAPLVYM
Forward yield0.45%2.91%
Annual dividend / share$1.00$3.44
Payout ratio15%45%
1-year div growth4.2%6.2%
5-year div CAGR5.8%7.8%
Portfolio after 10y$55.5K$31.3K
Annual income after 10y$81.27$785.17
Total dividends collected$633.00$5.2K
Payment frequencyquarterlyquarterly
SectorTechnologyETF

Year-by-year: AAPL vs VYM ($10,000, DRIP)

YearAAPL PortfolioAAPL Income/yrVYM PortfolioVYM Income/yrGap
1$11,888$47.77$11,223$313.20+$665.00AAPL
2$14,126$50.74$12,592$347.33+$1.5KAAPL
3$16,779$53.88$14,123$385.04+$2.7KAAPL
4$19,923$57.18$15,835$426.70+$4.1KAAPL
5$23,650$60.68$17,748$472.73+$5.9KAAPL
6$28,066$64.36$19,887$523.54+$8.2KAAPL
7$33,298$68.25$22,276$579.64+$11.0KAAPL
8$39,498$72.36$24,945$641.54+$14.6KAAPL
9$46,842$76.69$27,925$709.84+$18.9KAAPL
10$55,542$81.27$31,251$785.17+$24.3KAAPL

AAPL vs VYM: Complete Analysis 2026

AAPLTechnology

Apple is the world's most valuable company and a consistent dividend grower since reinstating its dividend in 2012. While the yield is low, Apple's massive share buyback program (returning $90B+/year to shareholders) amplifies total returns. The payout ratio is extremely low, leaving enormous room for future dividend growth.

Full AAPL Calculator →

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is AAPL or VYM better for dividend income in 2026?
AAPL currently offers a 0.45% yield (1.00/share/year) while VYM offers 2.91% (3.44/share/year). VYM provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in AAPL vs VYM earn per year?
With $10,000 invested today: AAPL pays approximately $45/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $81/year (AAPL) and $785/year (VYM).
Does AAPL or VYM pay monthly dividends?
AAPL pays quarterly dividends. VYM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.