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AAPL vs SCHD: Dividend Comparison 2026

AAPL yields 0.45% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 AAPL wins by $18.8K in total portfolio value
10 years
AAPL
Apple Inc.
0.45%
Share price
$221.50
Annual div
$1.00
5Y div CAGR
5.8%
Payout ratio
15%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.5K
Annual income
$81.27
Full AAPL calculator →
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — AAPL vs SCHD

Annual dividend income

MetricAAPLSCHD
Forward yield0.45%3.77%
Annual dividend / share$1.00$1.05
Payout ratio15%38%
1-year div growth4.2%5.18%
5-year div CAGR5.8%13.05%
Portfolio after 10y$55.5K$36.7K
Annual income after 10y$81.27$1,925.82
Total dividends collected$633.00$10.1K
Payment frequencyquarterlyquarterly
SectorTechnologyETF

Year-by-year: AAPL vs SCHD ($10,000, DRIP)

YearAAPL PortfolioAAPL Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,888$47.77$11,306$426.37+$582.00AAPL
2$14,126$50.74$12,802$500.91+$1.3KAAPL
3$16,779$53.88$14,518$589.33+$2.3KAAPL
4$19,923$57.18$16,490$694.43+$3.4KAAPL
5$23,650$60.68$18,761$819.56+$4.9KAAPL
6$28,066$64.36$21,381$968.84+$6.7KAAPL
7$33,298$68.25$24,409$1,147.26+$8.9KAAPL
8$39,498$72.36$27,918$1,360.94+$11.6KAAPL
9$46,842$76.69$31,993$1,617.39+$14.8KAAPL
10$55,542$81.27$36,734$1,925.82+$18.8KAAPL

AAPL vs SCHD: Complete Analysis 2026

AAPLTechnology

Apple is the world's most valuable company and a consistent dividend grower since reinstating its dividend in 2012. While the yield is low, Apple's massive share buyback program (returning $90B+/year to shareholders) amplifies total returns. The payout ratio is extremely low, leaving enormous room for future dividend growth.

Full AAPL Calculator →

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is AAPL or SCHD better for dividend income in 2026?
AAPL currently offers a 0.45% yield (1.00/share/year) while SCHD offers 3.77% (1.05/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in AAPL vs SCHD earn per year?
With $10,000 invested today: AAPL pays approximately $45/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $81/year (AAPL) and $1,926/year (SCHD).
Does AAPL or SCHD pay monthly dividends?
AAPL pays quarterly dividends. SCHD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.