HomeCompareACBI vs XYLD

ACBI vs XYLD: Dividend Comparison 2026

ACBI yields 6.18% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ACBI wins by $4.8K in total portfolio value
10 years
ACBI
ACBI
● Live price
6.18%
Share price
$32.34
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.1K
Annual income
$916.99
Full ACBI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — ACBI vs XYLD

📍 ACBI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodACBIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ACBI + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ACBI pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACBI
Annual income on $10K today (after 15% tax)
$525.66/yr
After 10yr DRIP, annual income (after tax)
$779.44/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $1,956.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ACBI + XYLD for your $10,000?

ACBI: 50%XYLD: 50%
100% XYLD50/50100% ACBI
Portfolio after 10yr
$27.7K
Annual income
$2,068.00/yr
Blended yield
7.47%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ACBI right now

ACBI
Analyst Ratings
4
Buy
4
Hold
Consensus: Buy
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACBI buys
0
XYLD buys
0
No recent congressional trades found for ACBI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricACBIXYLD
Forward yield6.18%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$30.1K$25.3K
Annual income after 10y$916.99$3,219.02
Total dividends collected$7.7K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: ACBI vs XYLD ($10,000, DRIP)

YearACBI PortfolioACBI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,318$618.43$10,818$1,098.39+$500.00ACBI
2$12,765$654.17$11,738$1,222.51+$1.0KACBI
3$14,348$689.51$12,774$1,364.64+$1.6KACBI
4$16,077$724.32$13,944$1,527.86+$2.1KACBI
5$17,960$758.49$15,270$1,715.87+$2.7KACBI
6$20,010$791.93$16,775$1,933.09+$3.2KACBI
7$22,235$824.57$18,490$2,184.87+$3.7KACBI
8$24,648$856.32$20,450$2,477.63+$4.2KACBI
9$27,260$887.15$22,697$2,819.19+$4.6KACBI
10$30,085$916.99$25,280$3,219.02+$4.8KACBI

ACBI vs XYLD: Complete Analysis 2026

ACBIStock

Atlantic Capital Bancshares, Inc. operates as the bank holding company for Atlantic Capital Bank, N.A. that provides banking products and services. The company offers non-interest and interest bearing demand, savings and money market, time, and brokered deposits. It also provides working capital and equipment loans, loans supported by owner-occupied real estate, revolving lines of credit, term loans, and letters of credit; secured installments and home equity lines of credit; and commercial real estate loans, including secured construction loans, secured mini-permanent loans, and secured or unsecured lines of credit, as well as small business administration and franchise finance loans. In addition, the company offers cash and treasury management, capital market, payment processing, commercial and not-for-profit banking, payroll, electronic payment, and online and mobile banking services. It serves small and medium sized businesses and commercial enterprises, franchisees, not for profit enterprises, commercial real estate developers and individual clients, and professional services businesses. The company primarily operates 5 additional locations located in Cobb County, Fulton County, and Athens-Clarke County, Georgia; and Hamilton County, Tennessee. Atlantic Capital Bancshares, Inc. was incorporated in 2006 and is headquartered in Atlanta, Georgia.

Full ACBI Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.