Is ACEIX or RYLD a better dividend investment in 2026?

ACEIX currently yields 6.86% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: ACEIX offers higher current income.

What is the dividend yield difference between ACEIX and RYLD?

ACEIX has a forward dividend yield of 6.86% ($0.75/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 2.86 percentage points.

Home › Compare › ACEIX vs RYLD

ACEIX vs RYLD: Dividend Comparison 2026

ACEIX yields 6.86% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ACEIX wins by $3.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ACEIX

● Live price

6.86%

Share price

$11.00

Annual div

$0.75

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.5K

Annual income

$1,061.00

Full ACEIX calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — ACEIX vs RYLD

📍 ACEIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ACEIX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ACEIX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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ACEIX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACEIX

Annual income on $10K today (after 15% tax)

$583.18/yr

After 10yr DRIP, annual income (after tax)

$901.85/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, ACEIX beats the other by $137.54/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ACEIX + RYLD for your $10,000?

ACEIX: 50%RYLD: 50%

100% RYLD50/50100% ACEIX

Portfolio after 10yr

$29.8K

Annual income

$980.10/yr

Blended yield

3.29%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACEIX buys

RYLD buys

No recent congressional trades found for ACEIX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricACEIXRYLD

Forward yield	6.86% ✓	4.00%
Annual dividend / share	$0.75	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$31.5K ✓	$28.0K
Annual income after 10y	$1,061.00 ✓	$899.19
Total dividends collected	$8.8K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ACEIX vs RYLD ($10,000, DRIP)

Year	ACEIX Portfolio	ACEIX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,386	$686.09	$11,120	$420.00	+$266.00 → ACEIX
2	$12,913	$730.08	$12,357	$458.31	+$556.00 → ACEIX
3	$14,591	$773.83	$13,721	$499.76	+$870.00 → ACEIX
4	$16,429	$817.17	$15,227	$544.58	+$1.2K → ACEIX
5	$18,440	$859.95	$16,885	$593.02	+$1.6K → ACEIX
6	$20,632	$902.01	$18,713	$645.34	+$1.9K → ACEIX
7	$23,020	$943.25	$20,724	$701.81	+$2.3K → ACEIX
8	$25,615	$983.55	$22,938	$762.73	+$2.7K → ACEIX
9	$28,431	$1,022.82	$25,372	$828.41	+$3.1K → ACEIX
10	$31,482	$1,061.00	$28,047	$899.19	+$3.4K → ACEIX

ACEIX vs RYLD: Complete Analysis 2026

ACEIX — Stock

The investment seeks current income and, secondarily, capital appreciation. The fund invests, under normal circumstances, at least 80% of its net assets (plus any borrowings for investment purposes) in equity and income securities, and in derivatives and other instruments that have economic characteristics similar to such securities. It invests, under normal circumstances, at least 65% of its net assets in income-producing equity investments. The fund may invest up to 25% of its net assets in securities of foreign issuers.

Full ACEIX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.