Home › Compare › ACLC vs VYM

ACLC vs VYM: Dividend Comparison 2026

ACLC yields 0.65% · VYM yields 2.39%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $7.2K in total portfolio value
10 years
ACLC
ACLC
● Live price
0.65%
Share price
$72.70
Annual div
$0.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$68.16
Full ACLC calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.39%
Share price
$146.91
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$275.46
Full VYM calculator →

Portfolio growth — ACLC vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodACLCVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ACLC + VYM cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
ACLC pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACLC
Annual income on $10K today (after 15% tax)
$55.52/yr
After 10yr DRIP, annual income (after tax)
$57.94/yr
VYM
Annual income on $10K today (after 15% tax)
$203.23/yr
After 10yr DRIP, annual income (after tax)
$234.14/yr
At 15% tax rate, VYM beats the other by $176.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ACLC + VYM for your $10,000?

ACLC: 50%VYM: 50%
100% VYM50/50100% ACLC
Portfolio after 10yr
$24.2K
Annual income
$171.81/yr
Blended yield
0.71%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACLC buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricACLCVYM
Forward yield0.65%2.39% ✓
Annual dividend / share$0.47$3.51 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.6K$27.8K ✓
Annual income after 10y$68.16$275.46 ✓
Total dividends collected$669.00 ✓$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ACLC vs VYM ($10,000, DRIP)

YearACLC PortfolioACLC Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,765$65.32$11,149$239.09$384.00 → VYM
2$11,585$65.72$12,408$244.33$823.00 → VYM
3$12,462$66.10$13,786$249.24$1.3K → VYM
4$13,400$66.45$15,295$253.83$1.9K → VYM
5$14,405$66.78$16,945$258.11$2.5K → VYM
6$15,481$67.09$18,749$262.10$3.3K → VYM
7$16,632$67.38$20,721$265.82$4.1K → VYM
8$17,864$67.66$22,876$269.27$5.0K → VYM
9$19,182$67.92$25,230$272.48$6.0K → VYM
10$20,593$68.16$27,801$275.46$7.2K → VYM

ACLC vs VYM: Complete Analysis 2026

ACLC — Stock

Seeks long-term capital growth

Full ACLC Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
📬

Get this ACLC vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ACLC vs SCHDACLC vs JEPIACLC vs OACLC vs KOACLC vs MAINACLC vs VIGACLC vs DGROACLC vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.