HomeCompareACMC vs SPHD

ACMC vs SPHD: Dividend Comparison 2026

ACMC yields 11230.00% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ACMC wins by $37041.12M in total portfolio value
10 years
ACMC
ACMC
● Live price
11230.00%
Share price
$0.04
Annual div
$4.49
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37041.15M
Annual income
$1,955,985,185.58
Full ACMC calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — ACMC vs SPHD

📍 ACMC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodACMCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ACMC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ACMC pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACMC
Annual income on $10K today (after 15% tax)
$954,550.00/yr
After 10yr DRIP, annual income (after tax)
$1,662,587,407.74/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, ACMC beats the other by $1,662,586,922.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ACMC + SPHD for your $10,000?

ACMC: 50%SPHD: 50%
100% SPHD50/50100% ACMC
Portfolio after 10yr
$18520.59M
Annual income
$977,992,878.45/yr
Blended yield
5.28%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACMC buys
0
SPHD buys
0
No recent congressional trades found for ACMC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricACMCSPHD
Forward yield11230.00%4.33%
Annual dividend / share$4.49$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$37041.15M$26.5K
Annual income after 10y$1,955,985,185.58$571.32
Total dividends collected$30053.82M$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ACMC vs SPHD ($10,000, DRIP)

YearACMC PortfolioACMC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$572,200$561,500.00$11,133$432.85+$561.1KACMC
2$15,625,819$15,013,565.42$12,363$450.36+$15.61MACMC
3$208,306,176$191,586,549.15$13,695$467.39+$208.29MACMC
4$1,416,355,080$1,193,467,471.98$15,138$483.90+$1416.34MACMC
5$5,307,486,692$3,791,986,755.92$16,697$499.88+$5307.47MACMC
6$12,319,037,185$6,640,026,425.12$18,382$515.31+$12319.02MACMC
7$20,383,216,720$7,201,846,932.21$20,198$530.17+$20383.20MACMC
8$27,378,386,045$5,568,344,154.09$22,157$544.46+$27378.36MACMC
9$32,789,874,972$3,495,001,904.28$24,266$558.18+$32789.85MACMC
10$37,041,151,406$1,955,985,185.58$26,536$571.32+$37041.12MACMC

ACMC vs SPHD: Complete Analysis 2026

ACMCStock

American Church Mortgage Company, a real estate investment trust, provides mortgage loans to churches and other non-profit religious organizations in the United States. It also selects and invests in mortgage-secured debt instruments issued by churches and other non-profit religious organizations. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. American Church Mortgage Company was founded in 1987 and is based in Minnetonka, Minnesota.

Full ACMC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.