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ACRFF vs PM: Dividend Comparison 2026

ACRFF yields 3.07% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ACRFF wins by $468.69M in total portfolio value· pulled ahead in Year 3
10 years
ACRFF
ACRFF
● Live price
3.07%
Share price
$46.60
Annual div
$1.43
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$468.73M
Annual income
$441,172,373.31
Full ACRFF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — ACRFF vs PM

📍 ACRFF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodACRFFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ACRFF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ACRFF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACRFF
Annual income on $10K today (after 15% tax)
$261.37/yr
After 10yr DRIP, annual income (after tax)
$374,996,517.31/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, ACRFF beats the other by $374,994,399.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ACRFF + PM for your $10,000?

ACRFF: 50%PM: 50%
100% PM50/50100% ACRFF
Portfolio after 10yr
$234.39M
Annual income
$220,587,432.67/yr
Blended yield
94.11%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

ACRFF
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
2.4
Piotroski
7/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACRFF buys
0
PM buys
0
No recent congressional trades found for ACRFF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricACRFFPM
Forward yield3.07%3.48%
Annual dividend / share$1.43$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$468.73M$49.6K
Annual income after 10y$441,172,373.31$2,492.02
Total dividends collected$466.70M$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: ACRFF vs PM ($10,000, DRIP)

YearACRFF PortfolioACRFF Income/yrPM PortfolioPM Income/yrGap
1$11,315$614.98$11,648$408.29$333.00PM
2$13,408$1,300.65$13,589$495.90$181.00PM
3← crossover$17,227$2,880.75$15,877$603.21+$1.4KACRFF
4$25,351$6,918.43$18,580$734.88+$6.8KACRFF
5$46,156$19,030.26$21,781$896.75+$24.4KACRFF
6$114,149$64,762.03$25,578$1,096.12+$88.6KACRFF
7$421,511$299,370.98$30,092$1,342.17+$391.4KACRFF
8$2,517,309$2,066,292.93$35,470$1,646.46+$2.48MACRFF
9$25,759,201$23,065,680.03$41,892$2,023.58+$25.72MACRFF
10$468,734,718$441,172,373.31$49,578$2,492.02+$468.69MACRFF

ACRFF vs PM: Complete Analysis 2026

ACRFFStock

Accor SA operates a chain of hotels. It operates through two segments, HotelServices, and Hotel Assets & Other. The company owns, operates, manages, and franchises hotels. It also provides digital services to independent hotel operators through D-edge platform; ResDiary, a flat-rate online table reservation system that is designed for restaurant owners; Gekko solutions, including digital hotel distribution and loyalty platforms for the travel industry and large companies; and concierge and customized services through John Paul, as well as hotel booking services; and other services in events, fine dining, and entertainment through Paris Society and Potel & Chabot platforms. In addition, the company offers distribution activities, such as private sales of hotel accommodation and luxury vacations through VeryChic platform; rental of private residences operated by onefinestay; and coworking spaces through Wojo and Mama Works. Further, it provides hotel management, procurement, cash management, IT, and advertising services, as well as various advisory services. As of December 31, 2021, the company operated 5,298 hotels with 777,714 rooms in 110 countries worldwide. The company was founded in 1967 and is headquartered in Issy-les-Moulineaux, France.

Full ACRFF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.