Is ACRTX or QYLD a better dividend investment in 2026?

ACRTX currently yields 14.25% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: ACRTX offers higher current income.

What is the dividend yield difference between ACRTX and QYLD?

ACRTX has a forward dividend yield of 14.25% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 2.33 percentage points.

Home › Compare › ACRTX vs QYLD

ACRTX vs QYLD: Dividend Comparison 2026

ACRTX yields 14.25% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ACRTX wins by $25.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ACRTX

● Live price

14.25%

Share price

$14.04

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$51.0K

Annual income

$3,441.57

Full ACRTX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — ACRTX vs QYLD

📍 ACRTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ACRTX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ACRTX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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ACRTX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACRTX

Annual income on $10K today (after 15% tax)

$1,210.83/yr

After 10yr DRIP, annual income (after tax)

$2,925.33/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $1,885.08/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ACRTX + QYLD for your $10,000?

ACRTX: 50%QYLD: 50%

100% QYLD50/50100% ACRTX

Portfolio after 10yr

$38.2K

Annual income

$4,550.45/yr

Blended yield

11.92%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACRTX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricACRTXQYLD

Forward yield	14.25% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$51.0K ✓	$25.4K
Annual income after 10y	$3,441.57	$5,659.31 ✓
Total dividends collected	$23.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ACRTX vs QYLD ($10,000, DRIP)

Year	ACRTX Portfolio	ACRTX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,125	$1,424.50	$10,352	$1,192.36	+$1.8K → ACRTX
2	$14,587	$1,614.15	$10,830	$1,347.57	+$3.8K → ACRTX
3	$17,423	$1,814.98	$11,460	$1,539.07	+$6.0K → ACRTX
4	$20,669	$2,026.03	$12,275	$1,777.84	+$8.4K → ACRTX
5	$24,362	$2,246.21	$13,323	$2,078.95	+$11.0K → ACRTX
6	$28,542	$2,474.34	$14,667	$2,463.34	+$13.9K → ACRTX
7	$33,249	$2,709.21	$16,396	$2,960.57	+$16.9K → ACRTX
8	$38,526	$2,949.55	$18,631	$3,612.97	+$19.9K → ACRTX
9	$44,417	$3,194.09	$21,548	$4,482.15	+$22.9K → ACRTX
10	$50,968	$3,441.57	$25,398	$5,659.31	+$25.6K → ACRTX

ACRTX vs QYLD: Complete Analysis 2026

ACRTX — Stock

The investment seeks long-term capital appreciation. Under normal circumstances, the fund invests at least 80% of its assets in common stocks and other equity securities of small-cap companies. Small-cap companies are those with a market capitalization at the time of purchase of less than $5 billion or otherwise within the range of capitalizations of companies in the Russell 2000 ®Index, the S&P Small Cap 600 Index, or the Dow Jones U.S. Small-Cap Total Stock Market Index. It may also invest in real estate investment trusts (“REITs”).

Full ACRTX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.