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ACSI vs SCHD: Dividend Comparison 2026

ACSI yields 0.96% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.0K in total portfolio value
10 years
ACSI
ACSI
● Live price
0.96%
Share price
$63.48
Annual div
$0.61
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$102.03
Full ACSI calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — ACSI vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodACSISCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ACSI + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ACSI pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ACSI
Annual income on $10K today (after 15% tax)
$81.49/yr
After 10yr DRIP, annual income (after tax)
$86.73/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $275.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ACSI + SCHD for your $10,000?

ACSI: 50%SCHD: 50%
100% SCHD50/50100% ACSI
Portfolio after 10yr
$25.0K
Annual income
$263.99/yr
Blended yield
1.05%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ACSI buys
0
SCHD buys
0
No recent congressional trades found for ACSI or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricACSISCHD
Forward yield0.96%3.46%
Annual dividend / share$0.61$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.0K$29.0K
Annual income after 10y$102.03$425.95
Total dividends collected$992.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ACSI vs SCHD ($10,000, DRIP)

YearACSI PortfolioACSI Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,796$95.87$11,226$346.36$430.00SCHD
2$11,648$96.73$12,572$357.38$924.00SCHD
3$12,561$97.54$14,046$367.84$1.5KSCHD
4$13,539$98.31$15,660$377.73$2.1KSCHD
5$14,586$99.03$17,425$387.07$2.8KSCHD
6$15,706$99.70$19,354$395.86$3.6KSCHD
7$16,906$100.34$21,461$404.13$4.6KSCHD
8$18,190$100.94$23,762$411.89$5.6KSCHD
9$19,565$101.50$26,272$419.15$6.7KSCHD
10$21,037$102.03$29,010$425.95$8.0KSCHD

ACSI vs SCHD: Complete Analysis 2026

ACSIStock

Under normal circumstances, at least 80% of the fund's net assets, plus borrowings for investment purposes, will be invested in investments that are tied economically to the United States. Construction of the index begins with over 400 ACSI Companies across 46 industries and 10 economic sectors. The initial universe is then screened to eliminate companies whose stock is not principally listed on a U.S. exchange, whose market capitalization is less than $1 billion, or for which the Customer Satisfaction Data is statistically insignificant.

Full ACSI Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.