Is ADC or IBM a better dividend investment in 2026?

ADC currently yields 4.39% with a 5.2% 5-year dividend growth rate. IBM yields 3.06% with 1% growth. The better choice depends on your goal: ADC offers higher current income, while ADC is better for long-term compounding. Use the DRIP calculator above to model your specific scenario.

What is the dividend yield difference between ADC and IBM?

ADC has a forward dividend yield of 4.39% (3.00/share annually). IBM yields 3.06% (6.68/share annually). The yield gap is 1.33 percentage points.

How much would $10,000 in ADC vs IBM pay in dividends per year?

With $10,000 invested: ADC would pay approximately $439/year in dividends. IBM would pay approximately $306/year. With DRIP reinvestment over 10 years, these amounts grow substantially due to compounding.

Home › Compare › ADC vs IBM

ADC vs IBM: Dividend Comparison 2026

Q: Does ADC or IBM pay monthly dividends?

ADC pays monthly dividends. IBM pays quarterly dividends. Monthly payers are preferred by investors who want regular cash flow to cover living expenses.

ADC yields 4.39% · IBM yields 3.06% · See full DRIP projection below

vsEnter any two US tickers

After 10 years · $10,000 invested · DRIP enabled

🏆 IBM wins by $4.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ADC

Agree Realty Corporation

4.39%

Share price

$68.40

Annual div

$3.00

5Y div CAGR

5.2%

Payout ratio

73%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.5K

Annual income

$1,093.74

Full ADC calculator →

IBM

International Business Machines

3.06%

Share price

$218.40

Annual div

$6.68

5Y div CAGR

Payout ratio

64%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.6K

Annual income

$410.34

Full IBM calculator →

Portfolio growth — ADC vs IBM

Annual dividend income

MetricADCIBM

Forward yield	4.39% ✓	3.06%
Annual dividend / share	$3.00	$6.68 ✓
Payout ratio	73%	64% ✓
1-year div growth	2.8% ✓	0.6%
5-year div CAGR	5.2% ✓	1%
Portfolio after 10y	$23.5K	$27.6K ✓
Annual income after 10y	$1,093.74 ✓	$410.34
Total dividends collected	$7.4K ✓	$3.6K
Payment frequency	monthly	quarterly
Sector	REIT	Technology

Year-by-year: ADC vs IBM ($10,000, DRIP)

Year	ADC Portfolio	ADC Income/yr	IBM Portfolio	IBM Income/yr	Gap
1	$10,871	$461.40	$11,149	$308.92	$278.00 → IBM
2	$11,824	$506.91	$12,406	$320.90	$582.00 → IBM
3	$12,866	$557.16	$13,781	$332.72	$915.00 → IBM
4	$14,006	$612.66	$15,283	$344.36	$1.3K → IBM
5	$15,254	$674.00	$16,923	$355.82	$1.7K → IBM
6	$16,622	$741.82	$18,711	$367.09	$2.1K → IBM
7	$18,120	$816.86	$20,661	$378.18	$2.5K → IBM
8	$19,763	$899.90	$22,786	$389.09	$3.0K → IBM
9	$21,565	$991.86	$25,100	$399.81	$3.5K → IBM
10	$23,543	$1,093.74	$27,618	$410.34	$4.1K → IBM

ADC vs IBM: Complete Analysis 2026

ADC — REIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

IBM — Technology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

Frequently Asked Questions

Is ADC or IBM better for dividend income in 2026?

ADC currently offers a 4.39% yield (3.00/share/year) while IBM offers 3.06% (6.68/share/year). ADC provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.

How much would $10,000 in ADC vs IBM earn per year?

With $10,000 invested today: ADC pays approximately $439/year. IBM pays approximately $306/year. With DRIP reinvestment over 10 years, these grow to $1,094/year (ADC) and $410/year (IBM).

Does ADC or IBM pay monthly dividends?

ADC pays monthly dividends. IBM pays quarterly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.

📬

Get this ADC vs IBM comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

ADC vs O ADC vs NNN ADC vs EPRT ADC vs FCPT ADC vs NTST ADC vs MSFT ADC vs CSCO ADC vs HPQ IBM vs MSFT IBM vs CSCO IBM vs HPQ IBM vs ORCL

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.