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IBM vs CSCO: Dividend Comparison 2026

IBM yields 3.06% · CSCO yields 2.85% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 IBM wins by $10.9K in total portfolio value
10 years
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →
CSCO
Cisco Systems Inc.
2.85%
Share price
$56.20
Annual div
$1.60
5Y div CAGR
3.8%
Payout ratio
48%
After 10 yrs · $10,000 · DRIP
Portfolio value
$16.7K
Annual income
$543.86
Full CSCO calculator →

Portfolio growth — IBM vs CSCO

Annual dividend income

MetricIBMCSCO
Forward yield3.06%2.85%
Annual dividend / share$6.68$1.60
Payout ratio64%48%
1-year div growth0.6%2.5%
5-year div CAGR1%3.8%
Portfolio after 10y$27.6K$16.7K
Annual income after 10y$410.34$543.86
Total dividends collected$3.6K$4.1K
Payment frequencyquarterlyquarterly
SectorTechnologyTechnology

Year-by-year: IBM vs CSCO ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrCSCO PortfolioCSCO Income/yrGap
1$11,149$308.92$10,506$295.52+$643.00IBM
2$12,406$320.90$11,042$315.62+$1.4KIBM
3$13,781$332.72$11,611$337.26+$2.2KIBM
4$15,283$344.36$12,215$360.55+$3.1KIBM
5$16,923$355.82$12,857$385.63+$4.1KIBM
6$18,711$367.09$13,540$412.66+$5.2KIBM
7$20,661$378.18$14,266$441.81+$6.4KIBM
8$22,786$389.09$15,039$473.25+$7.7KIBM
9$25,100$399.81$15,862$507.19+$9.2KIBM
10$27,618$410.34$16,739$543.86+$10.9KIBM

IBM vs CSCO: Complete Analysis 2026

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

CSCOTechnology

Cisco has grown its dividend 12+ consecutive years since initiating payments in 2011. The network equipment leader is transitioning to software and subscription models via its security and observability platforms. Cisco returns 50%+ of free cash flow to shareholders via dividends and buybacks annually.

Full CSCO Calculator →

Frequently Asked Questions

Is IBM or CSCO better for dividend income in 2026?
IBM currently offers a 3.06% yield (6.68/share/year) while CSCO offers 2.85% (1.60/share/year). IBM provides higher current income. However, CSCO has grown its dividend faster (3.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in IBM vs CSCO earn per year?
With $10,000 invested today: IBM pays approximately $306/year. CSCO pays approximately $285/year. With DRIP reinvestment over 10 years, these grow to $410/year (IBM) and $544/year (CSCO).
Does IBM or CSCO pay monthly dividends?
IBM pays quarterly dividends. CSCO pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.