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CSCO vs MSFT: Dividend Comparison 2026

CSCO yields 2.85% · MSFT yields 0.72% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $60.1K in total portfolio value
10 years
CSCO
Cisco Systems Inc.
2.85%
Share price
$56.20
Annual div
$1.60
5Y div CAGR
3.8%
Payout ratio
48%
After 10 yrs · $10,000 · DRIP
Portfolio value
$16.7K
Annual income
$543.86
Full CSCO calculator →
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →

Portfolio growth — CSCO vs MSFT

Annual dividend income

MetricCSCOMSFT
Forward yield2.85%0.72%
Annual dividend / share$1.60$3.00
Payout ratio48%24%
1-year div growth2.5%10.5%
5-year div CAGR3.8%10.2%
Portfolio after 10y$16.7K$76.9K
Annual income after 10y$543.86$198.68
Total dividends collected$4.1K$1.3K
Payment frequencyquarterlyquarterly
SectorTechnologyTechnology

Year-by-year: CSCO vs MSFT ($10,000, DRIP)

YearCSCO PortfolioCSCO Income/yrMSFT PortfolioMSFT Income/yrGap
1$10,506$295.52$12,290$79.62$1.8KMSFT
2$11,042$315.62$15,094$88.32$4.1KMSFT
3$11,611$337.26$18,528$97.90$6.9KMSFT
4$12,215$360.55$22,731$108.46$10.5KMSFT
5$12,857$385.63$27,874$120.09$15.0KMSFT
6$13,540$412.66$34,167$132.92$20.6KMSFT
7$14,266$441.81$41,865$147.05$27.6KMSFT
8$15,039$473.25$51,280$162.62$36.2KMSFT
9$15,862$507.19$62,793$179.77$46.9KMSFT
10$16,739$543.86$76,869$198.68$60.1KMSFT

CSCO vs MSFT: Complete Analysis 2026

CSCOTechnology

Cisco has grown its dividend 12+ consecutive years since initiating payments in 2011. The network equipment leader is transitioning to software and subscription models via its security and observability platforms. Cisco returns 50%+ of free cash flow to shareholders via dividends and buybacks annually.

Full CSCO Calculator →

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

Frequently Asked Questions

Is CSCO or MSFT better for dividend income in 2026?
CSCO currently offers a 2.85% yield (1.60/share/year) while MSFT offers 0.72% (3.00/share/year). CSCO provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in CSCO vs MSFT earn per year?
With $10,000 invested today: CSCO pays approximately $285/year. MSFT pays approximately $72/year. With DRIP reinvestment over 10 years, these grow to $544/year (CSCO) and $199/year (MSFT).
Does CSCO or MSFT pay monthly dividends?
CSCO pays quarterly dividends. MSFT pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.