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ADC vs T: Dividend Comparison 2026

ADC yields 4.39% · T yields 6.24% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $14.4K in total portfolio value
10 years
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →

Portfolio growth — ADC vs T

Annual dividend income

MetricADCT
Forward yield4.39%6.24%
Annual dividend / share$3.00$1.11
Payout ratio73%58%
1-year div growth2.8%0%
5-year div CAGR5.2%-8.2%
Portfolio after 10y$23.5K$9.1K
Annual income after 10y$1,093.74$432.01
Total dividends collected$7.4K$5.0K
Payment frequencymonthlyquarterly
SectorREITTelecom

Year-by-year: ADC vs T ($10,000, DRIP)

YearADC PortfolioADC Income/yrT PortfolioT Income/yrGap
1$10,871$461.40$9,962$572.46+$909.00ADC
2$11,824$506.91$9,912$557.56+$1.9KADC
3$12,866$557.16$9,850$542.34+$3.0KADC
4$14,006$612.66$9,776$526.88+$4.2KADC
5$15,254$674.00$9,691$511.23+$5.6KADC
6$16,622$741.82$9,595$495.45+$7.0KADC
7$18,120$816.86$9,489$479.58+$8.6KADC
8$19,763$899.90$9,374$463.69+$10.4KADC
9$21,565$991.86$9,250$447.82+$12.3KADC
10$23,543$1,093.74$9,118$432.01+$14.4KADC

ADC vs T: Complete Analysis 2026

ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

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TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

Frequently Asked Questions

Is ADC or T better for dividend income in 2026?
ADC currently offers a 4.39% yield (3.00/share/year) while T offers 6.24% (1.11/share/year). T provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ADC vs T earn per year?
With $10,000 invested today: ADC pays approximately $439/year. T pays approximately $624/year. With DRIP reinvestment over 10 years, these grow to $1,094/year (ADC) and $432/year (T).
Does ADC or T pay monthly dividends?
ADC pays monthly dividends. T pays quarterly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.