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ADC vs VYM: Dividend Comparison 2026

ADC yields 4.39% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $7.7K in total portfolio value
10 years
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — ADC vs VYM

Annual dividend income

MetricADCVYM
Forward yield4.39%2.91%
Annual dividend / share$3.00$3.44
Payout ratio73%45%
1-year div growth2.8%6.2%
5-year div CAGR5.2%7.8%
Portfolio after 10y$23.5K$31.3K
Annual income after 10y$1,093.74$785.17
Total dividends collected$7.4K$5.2K
Payment frequencymonthlyquarterly
SectorREITETF

Year-by-year: ADC vs VYM ($10,000, DRIP)

YearADC PortfolioADC Income/yrVYM PortfolioVYM Income/yrGap
1$10,871$461.40$11,223$313.20$352.00VYM
2$11,824$506.91$12,592$347.33$768.00VYM
3$12,866$557.16$14,123$385.04$1.3KVYM
4$14,006$612.66$15,835$426.70$1.8KVYM
5$15,254$674.00$17,748$472.73$2.5KVYM
6$16,622$741.82$19,887$523.54$3.3KVYM
7$18,120$816.86$22,276$579.64$4.2KVYM
8$19,763$899.90$24,945$641.54$5.2KVYM
9$21,565$991.86$27,925$709.84$6.4KVYM
10$23,543$1,093.74$31,251$785.17$7.7KVYM

ADC vs VYM: Complete Analysis 2026

ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

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VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is ADC or VYM better for dividend income in 2026?
ADC currently offers a 4.39% yield (3.00/share/year) while VYM offers 2.91% (3.44/share/year). ADC provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ADC vs VYM earn per year?
With $10,000 invested today: ADC pays approximately $439/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $1,094/year (ADC) and $785/year (VYM).
Does ADC or VYM pay monthly dividends?
ADC pays monthly dividends. VYM pays quarterly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.