Is ADC or SCHD a better dividend investment in 2026?

ADC currently yields 4.39% with a 5.2% 5-year dividend growth rate. SCHD yields 3.77% with 13.05% growth. The better choice depends on your goal: ADC offers higher current income, while SCHD is better for long-term compounding. Use the DRIP calculator above to model your specific scenario.

What is the dividend yield difference between ADC and SCHD?

ADC has a forward dividend yield of 4.39% (3.00/share annually). SCHD yields 3.77% (1.05/share annually). The yield gap is 0.62 percentage points.

How much would $10,000 in ADC vs SCHD pay in dividends per year?

With $10,000 invested: ADC would pay approximately $439/year in dividends. SCHD would pay approximately $377/year. With DRIP reinvestment over 10 years, these amounts grow substantially due to compounding.

ADC vs SCHD Dividend Comparison 2026

Q: Does ADC or SCHD pay monthly dividends?

ADC pays monthly dividends. SCHD pays quarterly dividends. Monthly payers are preferred by investors who want regular cash flow to cover living expenses.

ADC dividend yield: 4.39%. SCHD dividend yield: 3.77%. Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart. SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

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ADC vs SCHD: Dividend Comparison 2026

ADC yields 4.39% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $13.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ADC

Agree Realty Corporation

4.39%

Share price

$68.40

Annual div

$3.00

5Y div CAGR

5.2%

Payout ratio

73%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.5K

Annual income

$1,093.74

Full ADC calculator →

SCHD

Schwab U.S. Dividend Equity ETF

3.77%

Share price

$27.84

Annual div

$1.05

5Y div CAGR

13.05%

Payout ratio

38%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.7K

Annual income

$1,925.82

Full SCHD calculator →

Portfolio growth — ADC vs SCHD

Annual dividend income

MetricADCSCHD

Forward yield	4.39% ✓	3.77%
Annual dividend / share	$3.00 ✓	$1.05
Payout ratio	73%	38% ✓
1-year div growth	2.8%	5.18% ✓
5-year div CAGR	5.2%	13.05% ✓
Portfolio after 10y	$23.5K	$36.7K ✓
Annual income after 10y	$1,093.74	$1,925.82 ✓
Total dividends collected	$7.4K	$10.1K ✓
Payment frequency	monthly	quarterly
Sector	REIT	ETF

Year-by-year: ADC vs SCHD ($10,000, DRIP)

Year	ADC Portfolio	ADC Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1	$10,871	$461.40	$11,306	$426.37	$435.00 → SCHD
2	$11,824	$506.91	$12,802	$500.91	$978.00 → SCHD
3	$12,866	$557.16	$14,518	$589.33	$1.7K → SCHD
4	$14,006	$612.66	$16,490	$694.43	$2.5K → SCHD
5	$15,254	$674.00	$18,761	$819.56	$3.5K → SCHD
6	$16,622	$741.82	$21,381	$968.84	$4.8K → SCHD
7	$18,120	$816.86	$24,409	$1,147.26	$6.3K → SCHD
8	$19,763	$899.90	$27,918	$1,360.94	$8.2K → SCHD
9	$21,565	$991.86	$31,993	$1,617.39	$10.4K → SCHD
10	$23,543	$1,093.74	$36,734	$1,925.82	$13.2K → SCHD

ADC vs SCHD: Complete Analysis 2026

ADC — REIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

SCHD — ETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is ADC or SCHD better for dividend income in 2026?

ADC currently offers a 4.39% yield (3.00/share/year) while SCHD offers 3.77% (1.05/share/year). ADC provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.

How much would $10,000 in ADC vs SCHD earn per year?

With $10,000 invested today: ADC pays approximately $439/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $1,094/year (ADC) and $1,926/year (SCHD).

Does ADC or SCHD pay monthly dividends?

ADC pays monthly dividends. SCHD pays quarterly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.

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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.