Is ADC or JEPI a better dividend investment in 2026?

ADC currently yields 4.39% with a 5.2% 5-year dividend growth rate. JEPI yields 7.21% with 2.1% growth. The better choice depends on your goal: JEPI offers higher current income, while ADC is better for long-term compounding. Use the DRIP calculator above to model your specific scenario.

What is the dividend yield difference between ADC and JEPI?

ADC has a forward dividend yield of 4.39% (3.00/share annually). JEPI yields 7.21% (3.98/share annually). The yield gap is 2.82 percentage points.

How much would $10,000 in ADC vs JEPI pay in dividends per year?

With $10,000 invested: ADC would pay approximately $439/year in dividends. JEPI would pay approximately $721/year. With DRIP reinvestment over 10 years, these amounts grow substantially due to compounding.

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ADC vs JEPI: Dividend Comparison 2026

Q: Does ADC or JEPI pay monthly dividends?

ADC pays monthly dividends. JEPI pays monthly dividends. Monthly payers are preferred by investors who want regular cash flow to cover living expenses.

ADC yields 4.39% · JEPI yields 7.21% · See full DRIP projection below

vsEnter any two US tickers

After 10 years · $10,000 invested · DRIP enabled

🏆 JEPI wins by $4.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ADC

Agree Realty Corporation

4.39%

Share price

$68.40

Annual div

$3.00

5Y div CAGR

5.2%

Payout ratio

73%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.5K

Annual income

$1,093.74

Full ADC calculator →

JEPI

JPMorgan Equity Premium Income ETF

7.21%

Share price

$55.20

Annual div

$3.98

5Y div CAGR

2.1%

Payout ratio

72%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.2K

Annual income

$1,567.15

Full JEPI calculator →

Portfolio growth — ADC vs JEPI

Annual dividend income

MetricADCJEPI

Forward yield	4.39%	7.21% ✓
Annual dividend / share	$3.00	$3.98 ✓
Payout ratio	73%	72% ✓
1-year div growth	2.8% ✓	-3.2%
5-year div CAGR	5.2% ✓	2.1%
Portfolio after 10y	$23.5K	$28.2K ✓
Annual income after 10y	$1,093.74	$1,567.15 ✓
Total dividends collected	$7.4K	$11.1K ✓
Payment frequency	monthly	monthly
Sector	REIT	ETF

Year-by-year: ADC vs JEPI ($10,000, DRIP)

Year	ADC Portfolio	ADC Income/yr	JEPI Portfolio	JEPI Income/yr	Gap
1	$10,871	$461.40	$11,156	$736.16	$285.00 → JEPI
2	$11,824	$506.91	$12,429	$804.72	$605.00 → JEPI
3	$12,866	$557.16	$13,830	$878.49	$964.00 → JEPI
4	$14,006	$612.66	$15,369	$957.78	$1.4K → JEPI
5	$15,254	$674.00	$17,057	$1,042.88	$1.8K → JEPI
6	$16,622	$741.82	$18,907	$1,134.13	$2.3K → JEPI
7	$18,120	$816.86	$20,933	$1,231.83	$2.8K → JEPI
8	$19,763	$899.90	$23,149	$1,336.34	$3.4K → JEPI
9	$21,565	$991.86	$25,569	$1,447.99	$4.0K → JEPI
10	$23,543	$1,093.74	$28,210	$1,567.15	$4.7K → JEPI

ADC vs JEPI: Complete Analysis 2026

ADC — REIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

JEPI — ETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

Frequently Asked Questions

Is ADC or JEPI better for dividend income in 2026?

ADC currently offers a 4.39% yield (3.00/share/year) while JEPI offers 7.21% (3.98/share/year). JEPI provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.

How much would $10,000 in ADC vs JEPI earn per year?

With $10,000 invested today: ADC pays approximately $439/year. JEPI pays approximately $721/year. With DRIP reinvestment over 10 years, these grow to $1,094/year (ADC) and $1,567/year (JEPI).

Does ADC or JEPI pay monthly dividends?

ADC pays monthly dividends. JEPI pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.

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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.