HomeCompareADKT vs DIVO

ADKT vs DIVO: Dividend Comparison 2026

ADKT yields 5.15% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADKT wins by $9.7K in total portfolio value· pulled ahead in Year 3
10 years
ADKT
ADKT
● Live price
5.15%
Share price
$575.00
Annual div
$29.63
5Y div CAGR
14.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.4K
Annual income
$3,602.07
Full ADKT calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — ADKT vs DIVO

📍 ADKT pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodADKTDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ADKT + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ADKT pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ADKT
Annual income on $10K today (after 15% tax)
$438.01/yr
After 10yr DRIP, annual income (after tax)
$3,061.76/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, ADKT beats the other by $2,227.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ADKT + DIVO for your $10,000?

ADKT: 50%DIVO: 50%
100% DIVO50/50100% ADKT
Portfolio after 10yr
$35.5K
Annual income
$2,291.88/yr
Blended yield
6.45%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ADKT buys
0
DIVO buys
0
No recent congressional trades found for ADKT or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricADKTDIVO
Forward yield5.15%6.49%
Annual dividend / share$29.63$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.1%0%
Portfolio after 10y$40.4K$30.7K
Annual income after 10y$3,602.07$981.68
Total dividends collected$16.7K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ADKT vs DIVO ($10,000, DRIP)

YearADKT PortfolioADKT Income/yrDIVO PortfolioDIVO Income/yrGap
1$11,288$587.96$11,349$649.42$61.00DIVO
2$12,786$707.73$12,833$688.83$47.00DIVO
3← crossover$14,536$854.84$14,459$727.90+$77.00ADKT
4$16,590$1,036.31$16,238$766.49+$352.00ADKT
5$19,012$1,261.22$18,179$804.47+$833.00ADKT
6$21,884$1,541.30$20,293$841.71+$1.6KADKT
7$25,308$1,891.86$22,591$878.14+$2.7KADKT
8$29,412$2,333.02$25,087$913.65+$4.3KADKT
9$34,363$2,891.32$27,791$948.18+$6.6KADKT
10$40,370$3,602.07$30,718$981.68+$9.7KADKT

ADKT vs DIVO: Complete Analysis 2026

ADKTStock

The Adirondack Trust Company provides banking and financial services to individuals and businesses in New York. It offers checking and savings accounts, direct deposits, and reorder checks; home mortgage, home equity, home improvement, auto, personal, and term loans, as well as lines of credit, SBA lending products, construction and development financing, and commercial real estate loans; and fixed-rate and adjustable-rate mortgages, construction loans, home refinance, home equity loans, and home equity line of credit, as well as mortgages for first-time homebuyers. The company also provides debit and credit cards; overdraft checking services; mobile and online banking services; merchant processing services; mobile check deposits; wire transfer, night depository, and ACH origination services. In addition, it offers wealth management services, such as financial planning, investment management, and retirement planning, as well as estate and trust services; and insurance for auto, home, life, umbrella, renters, long-term care, and business industries. The Adirondack Trust Company was founded in 1901 and is based in Saratoga Springs, New York.

Full ADKT Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.