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ADKT vs PM: Dividend Comparison 2026

ADKT yields 5.15% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $9.2K in total portfolio value
10 years
ADKT
ADKT
● Live price
5.15%
Share price
$575.00
Annual div
$29.63
5Y div CAGR
14.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.4K
Annual income
$3,602.07
Full ADKT calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — ADKT vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodADKTPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ADKT + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ADKT pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ADKT
Annual income on $10K today (after 15% tax)
$438.01/yr
After 10yr DRIP, annual income (after tax)
$3,061.76/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, ADKT beats the other by $943.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ADKT + PM for your $10,000?

ADKT: 50%PM: 50%
100% PM50/50100% ADKT
Portfolio after 10yr
$45.0K
Annual income
$3,047.05/yr
Blended yield
6.78%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

ADKT
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ADKT buys
0
PM buys
0
No recent congressional trades found for ADKT or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricADKTPM
Forward yield5.15%3.48%
Annual dividend / share$29.63$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR14.1%17.2%
Portfolio after 10y$40.4K$49.6K
Annual income after 10y$3,602.07$2,492.02
Total dividends collected$16.7K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: ADKT vs PM ($10,000, DRIP)

YearADKT PortfolioADKT Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,288$587.96$11,648$408.29$360.00PM
2$12,786$707.73$13,589$495.90$803.00PM
3$14,536$854.84$15,877$603.21$1.3KPM
4$16,590$1,036.31$18,580$734.88$2.0KPM
5$19,012$1,261.22$21,781$896.75$2.8KPM
6$21,884$1,541.30$25,578$1,096.12$3.7KPM
7$25,308$1,891.86$30,092$1,342.17$4.8KPM
8$29,412$2,333.02$35,470$1,646.46$6.1KPM
9$34,363$2,891.32$41,892$2,023.58$7.5KPM
10$40,370$3,602.07$49,578$2,492.02$9.2KPM

ADKT vs PM: Complete Analysis 2026

ADKTStock

The Adirondack Trust Company provides banking and financial services to individuals and businesses in New York. It offers checking and savings accounts, direct deposits, and reorder checks; home mortgage, home equity, home improvement, auto, personal, and term loans, as well as lines of credit, SBA lending products, construction and development financing, and commercial real estate loans; and fixed-rate and adjustable-rate mortgages, construction loans, home refinance, home equity loans, and home equity line of credit, as well as mortgages for first-time homebuyers. The company also provides debit and credit cards; overdraft checking services; mobile and online banking services; merchant processing services; mobile check deposits; wire transfer, night depository, and ACH origination services. In addition, it offers wealth management services, such as financial planning, investment management, and retirement planning, as well as estate and trust services; and insurance for auto, home, life, umbrella, renters, long-term care, and business industries. The Adirondack Trust Company was founded in 1901 and is based in Saratoga Springs, New York.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.