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ADM vs COF: Dividend Comparison 2026

ADM yields 4.00% · COF yields 1.57%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 COF wins by $23.66M in total portfolio value· pulled ahead in Year 2
10 years
ADM
ADM
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full ADM calculator →
COF
COF
● Live price
1.57%
Share price
$178.13
Annual div
$2.80
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.69M
Annual income
$21,107,984.45
Full COF calculator →

Portfolio growth — ADM vs COF

📍 COF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodADMCOF
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ADM + COF cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
ADM pays
COF pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ADM
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
COF
Annual income on $10K today (after 15% tax)
$133.61/yr
After 10yr DRIP, annual income (after tax)
$17,941,786.78/yr
At 15% tax rate, COF beats the other by $17,941,022.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ADM + COF for your $10,000?

ADM: 50%COF: 50%
100% COF50/50100% ADM
Portfolio after 10yr
$11.86M
Annual income
$10,554,441.82/yr
Blended yield
89.01%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on COF right now

ADM
Analyst Ratings
12
Buy
21
Hold
3
Sell
Consensus: Hold
Price Target
$60.00
+20.0% upside vs current
Range: $50.00 — $68.00
Altman Z
4.6
Piotroski
7/9
COF
Analyst Ratings
33
Buy
19
Hold
4
Sell
Consensus: Buy
Price Target
$275.50
+54.7% upside vs current
Range: $218.00 — $300.00
Altman Z
-0.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ADM buys
0
COF buys
0
No recent congressional trades found for ADM or COF in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricADMCOF
Forward yield4.00% ✓1.57%
Annual dividend / share$2.00$2.80 ✓
Payout ratio50%50%
1-year div growth5% ✓0%
5-year div CAGR5%100% ✓
Portfolio after 10y$28.0K ✓$23.69M
Annual income after 10y$899.19$21,107,984.45 ✓
Total dividends collected$6.4K$23.46M ✓
Payment frequencyquarterlyquarterly
SectorConsumer StaplesFinancials
Analyst consensusHoldBuy
Analyst price target$60.00$275.50 ✓

Year-by-year: ADM vs COF ($10,000, DRIP)

YearADM PortfolioADM Income/yrCOF PortfolioCOF Income/yrGap
1$11,120$420.00$11,014$314.38+$106.00 → ADM
2← crossover$12,357$458.31$12,433$647.23$76.00 → COF
3$13,721$499.76$14,668$1,365.54$947.00 → COF
4$15,227$544.58$18,707$3,011.43$3.5K → COF
5$16,885$593.02$27,195$7,178.47$10.3K → COF
6$18,713$645.34$48,604$19,505.85$29.9K → COF
7$20,724$701.81$117,169$65,162.98$96.4K → COF
8$22,938$762.73$418,993$293,621.92$396.1K → COF
9$25,372$828.41$2,410,904$1,962,580.97$2.39M → COF
10$28,047$899.19$23,687,651$21,107,984.45$23.66M → COF

ADM vs COF: Complete Analysis 2026

ADM — Consumer Staples

ADM is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ADM shares.

Full ADM Calculator →

COF — Financials

Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, and time deposits. Its loan products include credit card loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company also offers credit and debit card products; online direct banking services; and treasury management and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

Full COF Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.