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ADM vs IP: Dividend Comparison 2026

ADM yields 2.80% · IP yields 5.29%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ADM wins by $68.7K in total portfolio value· pulled ahead in Year 2
10 years
ADM
ADM
● Live price
2.80%
Share price
$73.14
Annual div
$2.05
5Y div CAGR
41.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$93.4K
Annual income
$29,224.66
Full ADM calculator →
IP
IP
● Live price
5.29%
Share price
$35.00
Annual div
$1.85
5Y div CAGR
-10%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$229.13
Full IP calculator →

Portfolio growth — ADM vs IP

📍 ADM pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodADMIP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ADM + IP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ADM pays
IP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ADM
Annual income on $10K today (after 15% tax)
$238.24/yr
After 10yr DRIP, annual income (after tax)
$24,840.96/yr
IP
Annual income on $10K today (after 15% tax)
$449.29/yr
After 10yr DRIP, annual income (after tax)
$194.76/yr
At 15% tax rate, ADM beats the other by $24,646.20/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ADM + IP for your $10,000?

ADM: 50%IP: 50%
100% IP50/50100% ADM
Portfolio after 10yr
$59.1K
Annual income
$14,726.89/yr
Blended yield
24.94%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADM right now

ADM
Analyst Ratings
12
Buy
21
Hold
3
Sell
Consensus: Hold
Price Target
$60.00
-18.0% upside vs current
Range: $50.00 — $68.00
Altman Z
4.6
Piotroski
7/9
IP
Analyst Ratings
12
Buy
9
Hold
8
Sell
Consensus: Buy
Price Target
$47.97
+37.1% upside vs current
Range: $40.00 — $57.80
Altman Z
1.1
Piotroski
3/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ADM buys
0
IP buys
0
No recent congressional trades found for ADM or IP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricADMIP
Forward yield2.80%5.29%
Annual dividend / share$2.05$1.85
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR41.4%-10%
Portfolio after 10y$93.4K$24.7K
Annual income after 10y$29,224.66$229.13
Total dividends collected$66.6K$3.5K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesMaterials
Analyst consensusHoldBuy
Analyst price target$60.00$47.97

Year-by-year: ADM vs IP ($10,000, DRIP)

YearADM PortfolioADM Income/yrIP PortfolioIP Income/yrGap
1$11,096$396.32$11,176$475.71$80.00IP
2← crossover$12,454$581.16$12,405$447.18+$49.00ADM
3$14,188$861.98$13,691$417.51+$497.00ADM
4$16,479$1,297.68$15,037$387.58+$1.4KADM
5$19,624$1,991.76$16,448$358.05+$3.2KADM
6$24,132$3,134.49$17,928$329.42+$6.2KADM
7$30,915$5,093.78$19,485$302.02+$11.4KADM
8$41,703$8,623.46$21,126$276.10+$20.6KADM
9$59,994$15,372.31$22,856$251.78+$37.1KADM
10$93,419$29,224.66$24,685$229.13+$68.7KADM

ADM vs IP: Complete Analysis 2026

ADMConsumer Staples

Archer-Daniels-Midland Company procures, transports, stores, processes, and merchandises agricultural commodities, products, and ingredients in the United States, Switzerland, Cayman Islands, Brazil, Mexico, the United Kingdom, and internationally. The company operates through three segments: Ag Services and Oilseeds, Carbohydrate Solutions, and Nutrition. It procures, stores, cleans, and transports agricultural raw materials, such as oilseeds, corn, wheat, milo, oats, and barley. The company also engages in the agricultural commodity and feed product import, export, and distribution; and structured trade finance activities. In addition, it offers vegetable oils and protein meals; ingredients for the food, feed, energy, and industrial customers; crude vegetable oils, salad oils, margarine, shortening, and other food products; and partially refined oils to produce biodiesel and glycols for use in chemicals, paints, and other industrial products. Further, the company provides peanuts, peanut-derived ingredients, and cotton cellulose pulp; sweeteners, corn and wheat starches, syrup, glucose, wheat flour, and dextrose; alcohol and other food and animal feed ingredients; ethyl alcohol and ethanol; corn gluten feed and meal; distillers' grains; and citric acids. Additionally, the company provides natural flavors, flavor systems, natural colors, proteins, emulsifiers, soluble fiber, polyols, hydrocolloids, and natural health and nutrition products, including probiotics, prebiotics, enzymes, and botanical extracts; and other specialty food and feed ingredients; edible beans; formula feeds, and animal health and nutrition products; and contract and private label pet treats and foods. It also offers futures commission merchant; commodity brokerage services; cash margins and securities pledged to commodity exchange clearinghouses; and cash pledged as security under certain insurance arrangements. The company was founded in 1902 and is headquartered in Chicago, Illinois.

Full ADM Calculator →

IPMaterials

International Paper Company operates as a packaging company primarily in United States, the Middle East, Europe, Africa, Pacific Rim, Asia, and rest of the Americas. It operates through two segments: Industrial Packaging and Global Cellulose Fibers. The Industrial Packaging segment manufactures containerboards, including linerboard, medium, whitetop, recycled linerboard, recycled medium, and saturating kraft. The Global Cellulose Fibers segment provides fluff, market, and specialty pulps that are used in absorbent hygiene products, such as baby diapers, feminine care, adult incontinence, and other non-woven products; tissue and paper products; and non-absorbent end applications, including textiles, filtration, construction material, paints and coatings, reinforced plastics, and other applications. It sells its products directly to end users and converters, as well as through agents, resellers, and paper distributors. The company was founded in 1898 and is headquartered in Memphis, Tennessee.

Full IP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.