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AEP vs CF: Dividend Comparison 2026

AEP yields 2.87% · CF yields 1.45%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CF wins by $217.2K in total portfolio value· pulled ahead in Year 5
10 years
AEP
AEP
● Live price
2.87%
Share price
$131.12
Annual div
$3.76
5Y div CAGR
34.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$62.3K
Annual income
$13,789.46
Full AEP calculator →
CF
CF
● Live price
1.45%
Share price
$137.55
Annual div
$2.00
5Y div CAGR
67.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$279.4K
Annual income
$157,141.85
Full CF calculator →

Portfolio growth — AEP vs CF

📍 CF pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAEPCF
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, AEP + CF cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
AEP pays
CF pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AEP
Annual income on $10K today (after 15% tax)
$243.75/yr
After 10yr DRIP, annual income (after tax)
$11,721.04/yr
CF
Annual income on $10K today (after 15% tax)
$123.59/yr
After 10yr DRIP, annual income (after tax)
$133,570.57/yr
At 15% tax rate, CF beats the other by $121,849.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AEP + CF for your $10,000?

AEP: 50%CF: 50%
100% CF50/50100% AEP
Portfolio after 10yr
$170.8K
Annual income
$85,465.66/yr
Blended yield
50.02%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on AEP right now

AEP
Analyst Ratings
21
Buy
14
Hold
Consensus: Buy
Price Target
$132.75
+1.2% upside vs current
Range: $107.00 — $150.00
Altman Z
0.9
Piotroski
6/9
CF
Analyst Ratings
21
Buy
14
Hold
6
Sell
Consensus: Buy
Price Target
$91.71
-33.3% upside vs current
Range: $72.00 — $103.00
Altman Z
3.2
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AEP buys
0
CF buys
0
No recent congressional trades found for AEP or CF in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAEPCF
Forward yield2.87% ✓1.45%
Annual dividend / share$3.76 ✓$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR34.6%67.5% ✓
Portfolio after 10y$62.3K$279.4K ✓
Annual income after 10y$13,789.46$157,141.85 ✓
Total dividends collected$37.4K$247.3K ✓
Payment frequencyquarterlyquarterly
SectorUtilitiesMaterials
Analyst consensusBuyBuy
Analyst price target$132.75 ✓$91.71

Year-by-year: AEP vs CF ($10,000, DRIP)

YearAEP PortfolioAEP Income/yrCF PortfolioCF Income/yrGap
1$11,086$385.98$10,944$243.55+$142.00 → AEP
2$12,400$538.27$12,127$417.23+$273.00 → AEP
3$14,026$757.39$13,699$723.76+$327.00 → AEP
4$16,085$1,077.63$15,938$1,279.91+$147.00 → AEP
5← crossover$18,766$1,554.65$19,385$2,331.05$619.00 → CF
6$22,361$2,281.58$25,180$4,438.20$2.8K → CF
7$27,346$3,419.96$35,967$9,024.64$8.6K → CF
8$34,522$5,261.24$58,665$20,179.55$24.1K → CF
9$45,293$8,354.97$114,295$51,524.02$69.0K → CF
10$62,253$13,789.46$279,438$157,141.85$217.2K → CF

AEP vs CF: Complete Analysis 2026

AEP — Utilities

American Electric Power Company, Inc., an electric public utility holding company, engages in the generation, transmission, and distribution of electricity for sale to retail and wholesale customers in the United States. It operates through Vertically Integrated Utilities, Transmission and Distribution Utilities, AEP Transmission Holdco, and Generation & Marketing segments. The company generates electricity using coal and lignite, natural gas, nuclear, hydro, solar, wind, and other energy sources. It also supplies and markets electric power at wholesale to other electric utility companies, rural electric cooperatives, municipalities, and other market participants. American Electric Power Company, Inc. was incorporated in 1906 and is headquartered in Columbus, Ohio.

Full AEP Calculator →

CF — Materials

CF Industries Holdings, Inc. manufactures and sells hydrogen and nitrogen products for energy, fertilizer, emissions abatement, and other industrial activities worldwide. Its principal products include anhydrous ammonia, granular urea, urea ammonium nitrate, and ammonium nitrate products. The company also offers diesel exhaust fluid, urea liquor, nitric acid, and aqua ammonia products; and compound fertilizer products with nitrogen, phosphorus, and potassium. It primarily serves cooperatives, independent fertilizer distributors, traders, wholesalers, and industrial users. The company was founded in 1946 and is headquartered in Deerfield, Illinois.

Full CF Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.