Is AFCGV or XYLD a better dividend investment in 2026?

AFCGV currently yields 24.39% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: AFCGV offers higher current income.

What is the dividend yield difference between AFCGV and XYLD?

AFCGV has a forward dividend yield of 24.39% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 13.41 percentage points.

Home › Compare › AFCGV vs XYLD

AFCGV vs XYLD: Dividend Comparison 2026

AFCGV yields 24.39% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AFCGV wins by $70.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

AFCGV

● Live price

24.39%

Share price

$8.20

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$95.2K

Annual income

$10,505.76

Full AFCGV calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — AFCGV vs XYLD

📍 AFCGV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AFCGV	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AFCGV + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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AFCGV pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AFCGV

Annual income on $10K today (after 15% tax)

$2,073.17/yr

After 10yr DRIP, annual income (after tax)

$8,929.90/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, AFCGV beats the other by $6,193.73/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AFCGV + XYLD for your $10,000?

AFCGV: 50%XYLD: 50%

100% XYLD50/50100% AFCGV

Portfolio after 10yr

$60.3K

Annual income

$6,862.39/yr

Blended yield

11.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AFCGV buys

XYLD buys

No recent congressional trades found for AFCGV or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAFCGVXYLD

Forward yield	24.39% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$95.2K ✓	$25.3K
Annual income after 10y	$10,505.76 ✓	$3,219.02
Total dividends collected	$59.6K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: AFCGV vs XYLD ($10,000, DRIP)

Year	AFCGV Portfolio	AFCGV Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,139	$2,439.02	$10,818	$1,098.39	+$2.3K → AFCGV
2	$17,054	$2,994.99	$11,738	$1,222.51	+$5.3K → AFCGV
3	$21,881	$3,633.03	$12,774	$1,364.64	+$9.1K → AFCGV
4	$27,769	$4,356.35	$13,944	$1,527.86	+$13.8K → AFCGV
5	$34,879	$5,166.94	$15,270	$1,715.87	+$19.6K → AFCGV
6	$43,386	$6,065.47	$16,775	$1,933.09	+$26.6K → AFCGV
7	$53,475	$7,051.25	$18,490	$2,184.87	+$35.0K → AFCGV
8	$65,340	$8,122.26	$20,450	$2,477.63	+$44.9K → AFCGV
9	$79,189	$9,275.24	$22,697	$2,819.19	+$56.5K → AFCGV
10	$95,238	$10,505.76	$25,280	$3,219.02	+$70.0K → AFCGV

AFCGV vs XYLD: Complete Analysis 2026

AFCGV — Stock

AFC Gamma, Inc. originates, structures, underwrites, and invests in senior secured loans, and other various commercial real estate loans and debt securities for established companies operating in the cannabis industry. It primarily originates loans structured as senior loans secured by real estate, equipment, and licenses and/or other assets of the loan parties to the extent permitted by applicable laws and the regulations governing such loan parties. The company has elected and qualified to be taxed as a real estate investment trust for the United States federal income tax purposes under the Internal Revenue Code of 1986. AFC Gamma, Inc. was incorporated in 2020 and is based in West Palm Beach, Florida.

Full AFCGV Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.