Is AFFX or SCHD a better dividend investment in 2026?

AFFX currently yields 14.28% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: AFFX offers higher current income.

What is the dividend yield difference between AFFX and SCHD?

AFFX has a forward dividend yield of 14.28% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 10.82 percentage points.

Home › Compare › AFFX vs SCHD

AFFX vs SCHD: Dividend Comparison 2026

AFFX yields 14.28% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AFFX wins by $22.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

AFFX

● Live price

14.28%

Share price

$14.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$51.1K

Annual income

$3,455.15

Full AFFX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — AFFX vs SCHD

📍 AFFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AFFX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AFFX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

AFFX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AFFX

Annual income on $10K today (after 15% tax)

$1,213.42/yr

After 10yr DRIP, annual income (after tax)

$2,936.88/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, AFFX beats the other by $2,574.82/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AFFX + SCHD for your $10,000?

AFFX: 50%SCHD: 50%

100% SCHD50/50100% AFFX

Portfolio after 10yr

$40.0K

Annual income

$1,940.54/yr

Blended yield

4.85%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AFFX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAFFXSCHD

Forward yield	14.28% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$51.1K ✓	$29.0K
Annual income after 10y	$3,455.15 ✓	$425.95
Total dividends collected	$24.0K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: AFFX vs SCHD ($10,000, DRIP)

Year	AFFX Portfolio	AFFX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$12,128	$1,427.55	$11,226	$346.36	+$902.00 → AFFX
2	$14,594	$1,618.01	$12,572	$357.38	+$2.0K → AFFX
3	$17,436	$1,819.76	$14,046	$367.84	+$3.4K → AFFX
4	$20,688	$2,031.81	$15,660	$377.73	+$5.0K → AFFX
5	$24,389	$2,253.09	$17,425	$387.07	+$7.0K → AFFX
6	$28,579	$2,482.42	$19,354	$395.86	+$9.2K → AFFX
7	$33,298	$2,718.56	$21,461	$404.13	+$11.8K → AFFX
8	$38,589	$2,960.24	$23,762	$411.89	+$14.8K → AFFX
9	$44,497	$3,206.19	$26,272	$419.15	+$18.2K → AFFX
10	$51,067	$3,455.15	$29,010	$425.95	+$22.1K → AFFX

AFFX vs SCHD: Complete Analysis 2026

AFFX — Stock

AFFX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in AFFX shares.

Full AFFX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.