Is AFIN or FCPT a better dividend investment in 2026?

AFIN currently yields 37.12% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: AFIN offers higher current income.

What is the dividend yield difference between AFIN and FCPT?

AFIN has a forward dividend yield of 37.12% ($3.06/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 31.07 percentage points.

Home › Compare › AFIN vs FCPT

AFIN vs FCPT: Dividend Comparison 2026

AFIN yields 37.12% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AFIN wins by $62.97M in total portfolio value

INVESTMENT

TIME HORIZON10 years

AFIN

● Live price

37.12%

Share price

$8.23

Annual div

$3.06

5Y div CAGR

31.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63.02M

Annual income

$46,842,276.11

Full AFIN calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — AFIN vs FCPT

📍 AFIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AFIN	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AFIN + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AFIN pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AFIN

Annual income on $10K today (after 15% tax)

$3,155.22/yr

After 10yr DRIP, annual income (after tax)

$39,815,934.69/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, AFIN beats the other by $39,811,025.71/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AFIN + FCPT for your $10,000?

AFIN: 50%FCPT: 50%

100% FCPT50/50100% AFIN

Portfolio after 10yr

$31.53M

Annual income

$23,424,025.69/yr

Blended yield

74.28%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

AFIN

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

0.2

Piotroski

4/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AFIN buys

FCPT buys

No recent congressional trades found for AFIN or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAFINFCPT

Forward yield	37.12% ✓	6.05%
Annual dividend / share	$3.06 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	31.4% ✓	15.8%
Portfolio after 10y	$63.02M ✓	$49.1K
Annual income after 10y	$46,842,276.11 ✓	$5,775.28
Total dividends collected	$61.50M ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT
Analyst consensus	Buy	Hold

Year-by-year: AFIN vs FCPT ($10,000, DRIP)

Year	AFIN Portfolio	AFIN Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$15,578	$4,877.61	$11,401	$700.92	+$4.2K → AFIN
2	$25,999	$9,330.80	$13,064	$864.84	+$12.9K → AFIN
3	$46,943	$19,124.23	$15,051	$1,072.48	+$31.9K → AFIN
4	$92,634	$42,404.53	$17,442	$1,337.22	+$75.2K → AFIN
5	$201,877	$102,759.34	$20,340	$1,677.08	+$181.5K → AFIN
6	$491,021	$275,012.22	$23,880	$2,116.57	+$467.1K → AFIN
7	$1,346,833	$821,440.67	$28,241	$2,689.36	+$1.32M → AFIN
8	$4,208,063	$2,766,951.82	$33,660	$3,442.07	+$4.17M → AFIN
9	$15,119,135	$10,616,507.92	$40,456	$4,439.95	+$15.08M → AFIN
10	$63,019,751	$46,842,276.11	$49,063	$5,775.28	+$62.97M → AFIN

AFIN vs FCPT: Complete Analysis 2026

AFIN — Stock

American Finance Trust, Inc. (Nasdaq: AFIN) is a publicly traded real estate investment trust listed on the Nasdaq focused on acquiring and managing a diversified portfolio of primarily service-oriented and traditional retail and distribution related commercial real estate properties in the U.S.

Full AFIN Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.