Is AFIN or QYLD a better dividend investment in 2026?

AFIN currently yields 37.12% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: AFIN offers higher current income.

What is the dividend yield difference between AFIN and QYLD?

AFIN has a forward dividend yield of 37.12% ($3.06/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 25.20 percentage points.

Home › Compare › AFIN vs QYLD

AFIN vs QYLD: Dividend Comparison 2026

AFIN yields 37.12% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AFIN wins by $62.99M in total portfolio value

INVESTMENT

TIME HORIZON10 years

AFIN

● Live price

37.12%

Share price

$8.23

Annual div

$3.06

5Y div CAGR

31.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$63.02M

Annual income

$46,842,276.11

Full AFIN calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — AFIN vs QYLD

📍 AFIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AFIN	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AFIN + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AFIN pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AFIN

Annual income on $10K today (after 15% tax)

$3,155.22/yr

After 10yr DRIP, annual income (after tax)

$39,815,934.69/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, AFIN beats the other by $39,811,124.28/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AFIN + QYLD for your $10,000?

AFIN: 50%QYLD: 50%

100% QYLD50/50100% AFIN

Portfolio after 10yr

$31.52M

Annual income

$23,423,967.71/yr

Blended yield

74.31%

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Analyst Conviction Gap

Where Wall Street is most bullish on AFIN right now

AFIN

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

0.2

Piotroski

4/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AFIN buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAFINQYLD

Forward yield	37.12% ✓	11.92%
Annual dividend / share	$3.06 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	31.4% ✓	0%
Portfolio after 10y	$63.02M ✓	$25.4K
Annual income after 10y	$46,842,276.11 ✓	$5,659.31
Total dividends collected	$61.50M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: AFIN vs QYLD ($10,000, DRIP)

Year	AFIN Portfolio	AFIN Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$15,578	$4,877.61	$10,352	$1,192.36	+$5.2K → AFIN
2	$25,999	$9,330.80	$10,830	$1,347.57	+$15.2K → AFIN
3	$46,943	$19,124.23	$11,460	$1,539.07	+$35.5K → AFIN
4	$92,634	$42,404.53	$12,275	$1,777.84	+$80.4K → AFIN
5	$201,877	$102,759.34	$13,323	$2,078.95	+$188.6K → AFIN
6	$491,021	$275,012.22	$14,667	$2,463.34	+$476.4K → AFIN
7	$1,346,833	$821,440.67	$16,396	$2,960.57	+$1.33M → AFIN
8	$4,208,063	$2,766,951.82	$18,631	$3,612.97	+$4.19M → AFIN
9	$15,119,135	$10,616,507.92	$21,548	$4,482.15	+$15.10M → AFIN
10	$63,019,751	$46,842,276.11	$25,398	$5,659.31	+$62.99M → AFIN

AFIN vs QYLD: Complete Analysis 2026

AFIN — Stock

American Finance Trust, Inc. (Nasdaq: AFIN) is a publicly traded real estate investment trust listed on the Nasdaq focused on acquiring and managing a diversified portfolio of primarily service-oriented and traditional retail and distribution related commercial real estate properties in the U.S.

Full AFIN Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.