Is AFINP or ADC a better dividend investment in 2026?

AFINP currently yields 20.03% with a 5% 5-year dividend growth rate. ADC yields 4.11% with 5.2% growth. The better choice depends on your goal: AFINP offers higher current income.

What is the dividend yield difference between AFINP and ADC?

AFINP has a forward dividend yield of 20.03% ($5.19/share annually). ADC yields 4.11% ($3.10/share annually). The yield gap is 15.92 percentage points.

Home › Compare › AFINP vs ADC

AFINP vs ADC: Dividend Comparison 2026

AFINP yields 20.03% · ADC yields 4.11%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AFINP wins by $3.48M in total portfolio value

INVESTMENT

TIME HORIZON10 years

AFINP

● Live price

20.03%

Share price

$25.91

Annual div

$5.19

5Y div CAGR

31.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.66M

Annual income

$2,230,877.50

Full AFINP calculator →

ADC

Agree Realty Corporation

● Live price

4.11%

Share price

$75.38

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$176.9K

Annual income

$79,647.25

Full ADC calculator →

Portfolio growth — AFINP vs ADC

📍 AFINP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AFINP	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AFINP + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AFINP pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AFINP

Annual income on $10K today (after 15% tax)

$1,702.23/yr

After 10yr DRIP, annual income (after tax)

$1,896,245.88/yr

ADC

Annual income on $10K today (after 15% tax)

$349.45/yr

After 10yr DRIP, annual income (after tax)

$67,700.16/yr

At 15% tax rate, AFINP beats the other by $1,828,545.71/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AFINP + ADC for your $10,000?

AFINP: 50%ADC: 50%

100% ADC50/50100% AFINP

Portfolio after 10yr

$1.92M

Annual income

$1,155,262.37/yr

Blended yield

60.23%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

AFINP

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

0.8

Piotroski

4/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+7.5% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AFINP buys

ADC buys

No recent congressional trades found for AFINP or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAFINPADC

Forward yield	20.03% ✓	4.11%
Annual dividend / share	$5.19 ✓	$3.10
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	31.4%	40.4% ✓
Portfolio after 10y	$3.66M	$176.9K ✓
Annual income after 10y	$2,230,877.50 ✓	$79,647.25
Total dividends collected	$3.48M	$154.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT
Analyst consensus	Hold	Buy

Year-by-year: AFINP vs ADC ($10,000, DRIP)

Year	AFINP Portfolio	AFINP Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$13,331	$2,631.45	$10,987	$577.21	+$2.3K → AFINP
2	$18,573	$4,308.08	$12,293	$855.34	+$6.3K → AFINP
3	$27,243	$7,370.45	$14,088	$1,290.70	+$13.2K → AFINP
4	$42,427	$13,276.66	$16,660	$1,994.91	+$25.8K → AFINP
5	$70,788	$25,391.19	$20,525	$3,181.85	+$50.3K → AFINP
6	$127,768	$52,025.07	$26,654	$5,286.90	+$101.1K → AFINP
7	$252,027	$115,315.43	$37,006	$9,259.47	+$215.0K → AFINP
8	$549,003	$279,334.07	$55,862	$17,338.74	+$493.1K → AFINP
9	$1,334,678	$747,244.43	$93,452	$35,300.32	+$1.24M → AFINP
10	$3,658,983	$2,230,877.50	$176,931	$79,647.25	+$3.48M → AFINP

AFINP vs ADC: Complete Analysis 2026

AFINP — Stock

American Finance Trust, Inc. (Nasdaq: AFIN) is a publicly traded real estate investment trust listed on the Nasdaq focused on acquiring and managing a diversified portfolio of primarily service-oriented and traditional retail and distribution related commercial real estate properties in the U.S.

Full AFINP Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.