HomeCompareAFSIB vs SPHD

AFSIB vs SPHD: Dividend Comparison 2026

AFSIB yields 12.08% · SPHD yields 4.30%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AFSIB wins by $17.9K in total portfolio value
10 years
AFSIB
AFSIB
● Live price
12.08%
Share price
$15.00
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.4K
Annual income
$2,567.90
Full AFSIB calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — AFSIB vs SPHD

📍 AFSIB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAFSIBSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AFSIB + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AFSIB pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AFSIB
Annual income on $10K today (after 15% tax)
$1,027.09/yr
After 10yr DRIP, annual income (after tax)
$2,182.72/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, AFSIB beats the other by $1,700.45/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of AFSIB + SPHD for your $10,000?

AFSIB: 50%SPHD: 50%
100% SPHD50/50100% AFSIB
Portfolio after 10yr
$35.4K
Annual income
$1,567.63/yr
Blended yield
4.42%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AFSIB buys
0
SPHD buys
0
No recent congressional trades found for AFSIB or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAFSIBSPHD
Forward yield12.08%4.30%
Annual dividend / share$1.81$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$44.4K$26.5K
Annual income after 10y$2,567.90$567.37
Total dividends collected$18.7K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: AFSIB vs SPHD ($10,000, DRIP)

YearAFSIB PortfolioAFSIB Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,908$1,208.35$11,130$430.50+$778.00AFSIB
2$14,087$1,344.80$12,357$447.82+$1.7KAFSIB
3$16,560$1,486.74$13,687$464.65+$2.9KAFSIB
4$19,352$1,633.39$15,126$480.98+$4.2KAFSIB
5$22,491$1,783.96$16,682$496.78+$5.8KAFSIB
6$26,003$1,937.65$18,362$512.03+$7.6KAFSIB
7$29,917$2,093.67$20,174$526.72+$9.7KAFSIB
8$34,262$2,251.21$22,127$540.84+$12.1KAFSIB
9$39,070$2,409.53$24,230$554.39+$14.8KAFSIB
10$44,373$2,567.90$26,493$567.37+$17.9KAFSIB

AFSIB vs SPHD: Complete Analysis 2026

AFSIBStock

AmTrust Financial Services, Inc. operates as a property and casualty company. It offers automobile, commercial auto liability, liability, products liability, marine, inland marine, multi-peril, commercial multiple peril (liability portion), workers' compensation, and other property and casualty insurance. It was founded in 1998 and is headquartered in New York, New York.

Full AFSIB Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.