Is AFSIC or QYLD a better dividend investment in 2026?

AFSIC currently yields 12.44% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: AFSIC offers higher current income.

What is the dividend yield difference between AFSIC and QYLD?

AFSIC has a forward dividend yield of 12.44% ($1.91/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 0.52 percentage points.

Home › Compare › AFSIC vs QYLD

AFSIC vs QYLD: Dividend Comparison 2026

AFSIC yields 12.44% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AFSIC wins by $20.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

AFSIC

● Live price

12.44%

Share price

$15.32

Annual div

$1.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.4K

Annual income

$2,701.62

Full AFSIC calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — AFSIC vs QYLD

📍 AFSIC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AFSIC	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, AFSIC + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AFSIC pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AFSIC

Annual income on $10K today (after 15% tax)

$1,057.64/yr

After 10yr DRIP, annual income (after tax)

$2,296.38/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $2,514.04/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AFSIC + QYLD for your $10,000?

AFSIC: 50%QYLD: 50%

100% QYLD50/50100% AFSIC

Portfolio after 10yr

$35.4K

Annual income

$4,180.47/yr

Blended yield

11.81%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AFSIC buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAFSICQYLD

Forward yield	12.44% ✓	11.92%
Annual dividend / share	$1.91	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$45.4K ✓	$25.4K
Annual income after 10y	$2,701.62	$5,659.31 ✓
Total dividends collected	$19.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: AFSIC vs QYLD ($10,000, DRIP)

Year	AFSIC Portfolio	AFSIC Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,944	$1,244.28	$10,352	$1,192.36	+$1.6K → AFSIC
2	$14,169	$1,388.98	$10,830	$1,347.57	+$3.3K → AFSIC
3	$16,701	$1,539.93	$11,460	$1,539.07	+$5.2K → AFSIC
4	$19,567	$1,696.34	$12,275	$1,777.84	+$7.3K → AFSIC
5	$22,794	$1,857.37	$13,323	$2,078.95	+$9.5K → AFSIC
6	$26,411	$2,022.15	$14,667	$2,463.34	+$11.7K → AFSIC
7	$30,450	$2,189.81	$16,396	$2,960.57	+$14.1K → AFSIC
8	$34,941	$2,359.49	$18,631	$3,612.97	+$16.3K → AFSIC
9	$39,917	$2,530.36	$21,548	$4,482.15	+$18.4K → AFSIC
10	$45,413	$2,701.62	$25,398	$5,659.31	+$20.0K → AFSIC

AFSIC vs QYLD: Complete Analysis 2026

AFSIC — Stock

AmTrust Financial Services, Inc. operates as a property and casualty company. It offers automobile, commercial auto liability, liability, products liability, marine, inland marine, multi-peril, commercial multiple peril (liability portion), workers' compensation, and other property and casualty insurance. It was founded in 1998 and is headquartered in New York, New York.

Full AFSIC Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this AFSIC vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

AFSIC vs SCHD AFSIC vs JEPI AFSIC vs O AFSIC vs KO AFSIC vs MAIN AFSIC vs XYLD AFSIC vs JEPQ AFSIC vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.