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AIC vs FCPT: Dividend Comparison 2026

AIC yields 6.94% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $28.1K in total portfolio value
10 years
AIC
AIC
● Live price
6.94%
Share price
$24.33
Annual div
$1.69
5Y div CAGR
-47.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$1.11
Full AIC calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — AIC vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAICFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AIC + FCPT cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
AIC pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AIC
Annual income on $10K today (after 15% tax)
$589.55/yr
After 10yr DRIP, annual income (after tax)
$0.94/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,908.04/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AIC + FCPT for your $10,000?

AIC: 50%FCPT: 50%
100% FCPT50/50100% AIC
Portfolio after 10yr
$35.0K
Annual income
$2,888.20/yr
Blended yield
8.24%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

AIC
No analyst data
Altman Z
-498.5
Piotroski
3/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AIC buys
0
FCPT buys
0
No recent congressional trades found for AIC or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAICFCPT
Forward yield6.94% ✓6.05%
Annual dividend / share$1.69 ✓$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-47.8%15.8% ✓
Portfolio after 10y$21.0K$49.1K ✓
Annual income after 10y$1.11$5,775.28 ✓
Total dividends collected$774.00 ✓$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: AIC vs FCPT ($10,000, DRIP)

YearAIC PortfolioAIC Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$11,062$362.06$11,401$700.92$339.00 → FCPT
2$12,032$195.39$13,064$864.84$1.0K → FCPT
3$12,978$103.68$15,051$1,072.48$2.1K → FCPT
4$13,941$54.55$17,442$1,337.22$3.5K → FCPT
5$14,945$28.59$20,340$1,677.08$5.4K → FCPT
6$16,006$14.95$23,880$2,116.57$7.9K → FCPT
7$17,134$7.81$28,241$2,689.36$11.1K → FCPT
8$18,338$4.08$33,660$3,442.07$15.3K → FCPT
9$19,624$2.13$40,456$4,439.95$20.8K → FCPT
10$20,999$1.11$49,063$5,775.28$28.1K → FCPT

AIC vs FCPT: Complete Analysis 2026

AIC — Stock

Arlington Asset Investment Corp. (NYSE: AAIC) currently invests primarily in mortgage related and residential real estate and has elected to be taxed as a REIT. The Company is headquartered in the Washington, D.C. metropolitan area. For more information, please visit www.arlingtonasset.com.

Full AIC Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.