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AIFLY vs MO: Dividend Comparison 2026

AIFLY yields 1.56% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $58.2K in total portfolio value· pulled ahead in Year 4
10 years
AIFLY
AIFLY
● Live price
1.56%
Share price
$1.40
Annual div
$0.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.9K
Annual income
$172.44
Full AIFLY calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — AIFLY vs MO

📍 MO pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAIFLYMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AIFLY + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AIFLY pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AIFLY
Annual income on $10K today (after 15% tax)
$132.50/yr
After 10yr DRIP, annual income (after tax)
$146.57/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $25,488.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AIFLY + MO for your $10,000?

AIFLY: 50%MO: 50%
100% MO50/50100% AIFLY
Portfolio after 10yr
$51.0K
Annual income
$15,165.80/yr
Blended yield
29.72%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

AIFLY
No analyst data
Altman Z
0.9
Piotroski
4/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AIFLY buys
0
MO buys
0
No recent congressional trades found for AIFLY or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAIFLYMO
Forward yield1.56%6.36%
Annual dividend / share$0.02$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$21.9K$80.1K
Annual income after 10y$172.44$30,159.17
Total dividends collected$1.6K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: AIFLY vs MO ($10,000, DRIP)

YearAIFLY PortfolioAIFLY Income/yrMO PortfolioMO Income/yrGap
1$10,856$155.88$10,570$780.30+$286.00AIFLY
2$11,774$158.15$11,381$1,032.90+$393.00AIFLY
3$12,758$160.30$12,535$1,392.73+$223.00AIFLY
4← crossover$13,814$162.34$14,193$1,920.91$379.00MO
5$14,945$164.27$16,618$2,723.68$1.7KMO
6$16,157$166.10$20,263$3,993.80$4.1KMO
7$17,456$167.82$25,936$6,098.36$8.5KMO
8$18,848$169.45$35,166$9,775.01$16.3KMO
9$20,338$170.99$51,026$16,597.78$30.7KMO
10$21,934$172.44$80,113$30,159.17$58.2KMO

AIFLY vs MO: Complete Analysis 2026

AIFLYStock

Aiful Corporation engages in the consumer finance and credit guarantee business in Japan. It offers unsecured and small business loans; and credit card, prepaid card, credit guarantee, debt collection, venture capital, receiving agent, corporate turnaround and restructuring, warehouse, document management, and leasing services, as well as used car and medical loans. The company also provides postpay settlement, factoring, and installment credit sales services. As of March 31, 2022, it operated a network of 20 branches. The company was formerly known as Marutaka, Inc. and changed its name to Aiful Corporation in May 1982. Aiful Corporation was founded in 1967 and is headquartered in Kyoto, Japan.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.