Is AIII or XYLD a better dividend investment in 2026?

AIII currently yields 243.90% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: AIII offers higher current income.

What is the dividend yield difference between AIII and XYLD?

AIII has a forward dividend yield of 243.90% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 232.92 percentage points.

Home › Compare › AIII vs XYLD

AIII vs XYLD: Dividend Comparison 2026

AIII yields 243.90% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AIII wins by $394.59M in total portfolio value

INVESTMENT

TIME HORIZON10 years

AIII

● Live price

243.90%

Share price

$0.82

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$394.62M

Annual income

$218,439,906.42

Full AIII calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — AIII vs XYLD

📍 AIII pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AIII	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, AIII + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AIII pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AIII

Annual income on $10K today (after 15% tax)

$20,731.71/yr

After 10yr DRIP, annual income (after tax)

$185,673,920.46/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, AIII beats the other by $185,671,184.29/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AIII + XYLD for your $10,000?

AIII: 50%XYLD: 50%

100% XYLD50/50100% AIII

Portfolio after 10yr

$197.32M

Annual income

$109,221,562.72/yr

Blended yield

55.35%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AIII buys

XYLD buys

No recent congressional trades found for AIII or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAIIIXYLD

Forward yield	243.90% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$394.62M ✓	$25.3K
Annual income after 10y	$218,439,906.42 ✓	$3,219.02
Total dividends collected	$375.65M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: AIII vs XYLD ($10,000, DRIP)

Year	AIII Portfolio	AIII Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$35,090	$24,390.24	$10,818	$1,098.39	+$24.3K → AIII
2	$117,533	$79,986.88	$11,738	$1,222.51	+$105.8K → AIII
3	$376,147	$250,386.00	$12,774	$1,364.64	+$363.4K → AIII
4	$1,151,374	$748,897.11	$13,944	$1,527.86	+$1.14M → AIII
5	$3,374,355	$2,142,384.97	$15,270	$1,715.87	+$3.36M → AIII
6	$9,478,533	$5,867,972.46	$16,775	$1,933.09	+$9.46M → AIII
7	$25,546,778	$15,404,747.63	$18,490	$2,184.87	+$25.53M → AIII
8	$66,138,099	$38,803,046.68	$20,450	$2,477.63	+$66.12M → AIII
9	$164,653,072	$93,885,306.32	$22,697	$2,819.19	+$164.63M → AIII
10	$394,618,693	$218,439,906.42	$25,280	$3,219.02	+$394.59M → AIII

AIII vs XYLD: Complete Analysis 2026

AIII — Stock

AIII is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in AIII shares.

Full AIII Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this AIII vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

AIII vs SCHD AIII vs JEPI AIII vs O AIII vs KO AIII vs MAIN AIII vs QYLD AIII vs JEPQ AIII vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.