Is AIYY or XYLD a better dividend investment in 2026?

AIYY currently yields 205.88% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: AIYY offers higher current income.

What is the dividend yield difference between AIYY and XYLD?

AIYY has a forward dividend yield of 205.88% ($20.49/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 194.90 percentage points.

Home › Compare › AIYY vs XYLD

AIYY vs XYLD: Dividend Comparison 2026

AIYY yields 205.88% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AIYY wins by $141.30M in total portfolio value

INVESTMENT

TIME HORIZON10 years

AIYY

● Live price

205.88%

Share price

$9.95

Annual div

$20.49

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$141.32M

Annual income

$72,270,446.45

Full AIYY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — AIYY vs XYLD

📍 AIYY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AIYY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, AIYY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AIYY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AIYY

Annual income on $10K today (after 15% tax)

$17,500.18/yr

After 10yr DRIP, annual income (after tax)

$61,429,879.48/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, AIYY beats the other by $61,427,143.32/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AIYY + XYLD for your $10,000?

AIYY: 50%XYLD: 50%

100% XYLD50/50100% AIYY

Portfolio after 10yr

$70.67M

Annual income

$36,136,832.74/yr

Blended yield

51.13%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AIYY buys

XYLD buys

No recent congressional trades found for AIYY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAIYYXYLD

Forward yield	205.88% ✓	10.98%
Annual dividend / share	$20.49 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$141.32M ✓	$25.3K
Annual income after 10y	$72,270,446.45 ✓	$3,219.02
Total dividends collected	$133.39M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: AIYY vs XYLD ($10,000, DRIP)

Year	AIYY Portfolio	AIYY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$31,288	$20,588.44	$10,818	$1,098.39	+$20.5K → AIYY
2	$93,682	$60,203.76	$11,738	$1,222.51	+$81.9K → AIYY
3	$268,707	$168,466.65	$12,774	$1,364.64	+$255.9K → AIYY
4	$739,113	$451,596.78	$13,944	$1,527.86	+$725.2K → AIYY
5	$1,951,763	$1,160,911.88	$15,270	$1,715.87	+$1.94M → AIYY
6	$4,953,433	$2,865,046.33	$16,775	$1,933.09	+$4.94M → AIYY
7	$12,095,761	$6,795,588.60	$18,490	$2,184.87	+$12.08M → AIYY
8	$28,450,981	$15,508,516.55	$20,450	$2,477.63	+$28.43M → AIYY
9	$64,534,396	$34,091,845.90	$22,697	$2,819.19	+$64.51M → AIYY
10	$141,322,250	$72,270,446.45	$25,280	$3,219.02	+$141.30M → AIYY

AIYY vs XYLD: Complete Analysis 2026

AIYY — Stock

The YieldMax AI Option Income Strategy ETF (AIYY) is an actively managed exchange-traded fund that seeks to generate weekly income by selling call options or call spreads on AI. The strategy is designed to capture option premiums while providing participation in the share price appreciation of AI.

Full AIYY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this AIYY vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

AIYY vs SCHD AIYY vs JEPI AIYY vs O AIYY vs KO AIYY vs MAIN AIYY vs QYLD AIYY vs JEPQ AIYY vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.