Is ALBY or HDV a better dividend investment in 2026?

ALBY currently yields 6.72% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: ALBY offers higher current income.

What is the dividend yield difference between ALBY and HDV?

ALBY has a forward dividend yield of 6.72% ($2.00/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 3.80 percentage points.

Home › Compare › ALBY vs HDV

ALBY vs HDV: Dividend Comparison 2026

ALBY yields 6.72% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ALBY wins by $6.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ALBY

● Live price

6.72%

Share price

$29.75

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.2K

Annual income

$1,030.75

Full ALBY calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — ALBY vs HDV

📍 ALBY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ALBY	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ALBY + HDV cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

ALBY pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ALBY

Annual income on $10K today (after 15% tax)

$571.43/yr

After 10yr DRIP, annual income (after tax)

$876.14/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, ALBY beats the other by $577.18/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ALBY + HDV for your $10,000?

ALBY: 50%HDV: 50%

100% HDV50/50100% ALBY

Portfolio after 10yr

$27.7K

Annual income

$691.23/yr

Blended yield

2.49%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ALBY buys

HDV buys

No recent congressional trades found for ALBY or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricALBYHDV

Forward yield	6.72% ✓	2.92%
Annual dividend / share	$2.00	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$31.2K ✓	$24.3K
Annual income after 10y	$1,030.75 ✓	$351.71
Total dividends collected	$8.6K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ALBY vs HDV ($10,000, DRIP)

Year	ALBY Portfolio	ALBY Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,372	$672.27	$11,002	$291.67	+$370.00 → ALBY
2	$12,883	$714.51	$12,082	$299.61	+$801.00 → ALBY
3	$14,541	$756.46	$13,247	$307.23	+$1.3K → ALBY
4	$16,357	$797.97	$14,503	$314.52	+$1.9K → ALBY
5	$18,341	$838.90	$15,854	$321.50	+$2.5K → ALBY
6	$20,504	$879.11	$17,308	$328.15	+$3.2K → ALBY
7	$22,858	$918.49	$18,871	$334.49	+$4.0K → ALBY
8	$25,415	$956.94	$20,551	$340.53	+$4.9K → ALBY
9	$28,188	$994.39	$22,357	$346.27	+$5.8K → ALBY
10	$31,192	$1,030.75	$24,296	$351.71	+$6.9K → ALBY

ALBY vs HDV: Complete Analysis 2026

ALBY — Stock

Community Capital Bancshares, Inc. operates as the holding company for AB&T that provides various banking products and services to individual and corporate customers. The company accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposits. Its loan products include commercial and residential real estate, commercial, financial, agricultural, consumer installment, overdrafts and other revolving credit, and educational loans. The company also offers money transfer, bill pay, remote deposit capture, ACH origination, and merchant services, as well as online, mobile, and text message banking services. The company was incorporated in 1998 and is based in Albany, Georgia.

Full ALBY Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.