HomeCompareALE vs SCHD

ALE vs SCHD: Dividend Comparison 2026

ALE yields 3.23% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ALE wins by $7.4K in total portfolio value· pulled ahead in Year 5
10 years
ALE
ALE
● Live price
3.23%
Share price
$67.90
Annual div
$2.19
5Y div CAGR
19.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.4K
Annual income
$3,327.11
Full ALE calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — ALE vs SCHD

📍 ALE pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodALESCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ALE + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ALE pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ALE
Annual income on $10K today (after 15% tax)
$274.15/yr
After 10yr DRIP, annual income (after tax)
$2,828.04/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, ALE beats the other by $2,465.99/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of ALE + SCHD for your $10,000?

ALE: 50%SCHD: 50%
100% SCHD50/50100% ALE
Portfolio after 10yr
$32.7K
Annual income
$1,876.53/yr
Blended yield
5.74%
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Analyst Conviction Gap

Where Wall Street is split right now

ALE
No analyst data
Price Target
$58.00
-14.6% upside vs current
Range: $58.00 — $58.00
Altman Z
1.1
Piotroski
4/9
SCHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ALE buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricALESCHD
Forward yield3.23%3.46%
Annual dividend / share$2.19$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR19.9%0%
Portfolio after 10y$36.4K$29.0K
Annual income after 10y$3,327.11$425.95
Total dividends collected$13.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ALE vs SCHD ($10,000, DRIP)

YearALE PortfolioALE Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,087$386.72$11,226$346.36$139.00SCHD
2$12,343$480.43$12,572$357.38$229.00SCHD
3$13,807$599.37$14,046$367.84$239.00SCHD
4$15,524$751.25$15,660$377.73$136.00SCHD
5← crossover$17,558$946.56$17,425$387.07+$133.00ALE
6$19,986$1,199.60$19,354$395.86+$632.00ALE
7$22,915$1,530.16$21,461$404.13+$1.5KALE
8$26,485$1,965.93$23,762$411.89+$2.7KALE
9$30,886$2,546.15$26,272$419.15+$4.6KALE
10$36,375$3,327.11$29,010$425.95+$7.4KALE

ALE vs SCHD: Complete Analysis 2026

ALEStock

ALLETE, Inc. operates as an energy company. The company operates through Regulated Operations, ALLETE Clean Energy, and Corporate and Other segments. It generates electricity from coal-fired, biomass co-fired / natural gas, hydroelectric, wind, and solar. The company provides regulated utility electric services in northwestern Wisconsin to approximately 15,000 electric customers, 13,000 natural gas customers, and 10,000 water customers, as well as regulated utility electric services in northeastern Minnesota to approximately 145,000 retail customers and 15 non-affiliated municipal customers. It also owns and maintains electric transmission assets in Wisconsin, Michigan, Minnesota, and Illinois. In addition, the company focuses on developing, acquiring, and operating clean and renewable energy projects; and owns and operates approximately 1,000 megawatts of wind energy generation facility. Further, it is involved in the coal mining operations in North Dakota; and real estate investment activities in Florida. The company owns and operates 158 substations with a total capacity of 10,066 megavolt amperes. It serves taconite mining, paper, pulp and secondary wood products, pipeline, and other industries. The company was formerly known as Minnesota Power, Inc. and changed its name to ALLETE, Inc. in May 2001. ALLETE, Inc. was incorporated in 1906 and is headquartered in Duluth, Minnesota.

Full ALE Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.