HomeCompareALFA vs SCHD

ALFA vs SCHD: Dividend Comparison 2026

ALFA yields 3.22% · SCHD yields 3.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $4.4K in total portfolio value
10 years
ALFA
ALFA
● Live price
3.22%
Share price
$62.10
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.6K
Annual income
$396.27
Full ALFA calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — ALFA vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodALFASCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ALFA + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ALFA pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ALFA
Annual income on $10K today (after 15% tax)
$273.75/yr
After 10yr DRIP, annual income (after tax)
$336.83/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $22.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ALFA + SCHD for your $10,000?

ALFA: 50%SCHD: 50%
100% SCHD50/50100% ALFA
Portfolio after 10yr
$26.8K
Annual income
$409.43/yr
Blended yield
1.53%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ALFA buys
0
SCHD buys
0
No recent congressional trades found for ALFA or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricALFASCHD
Forward yield3.22%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.6K$29.0K
Annual income after 10y$396.27$422.61
Total dividends collected$3.6K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: ALFA vs SCHD ($10,000, DRIP)

YearALFA PortfolioALFA Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,022$322.06$11,224$344.10$202.00SCHD
2$12,125$331.75$12,567$354.98$442.00SCHD
3$13,315$341.09$14,038$365.30$723.00SCHD
4$14,597$350.05$15,648$375.06$1.1KSCHD
5$15,978$358.66$17,410$384.27$1.4KSCHD
6$17,463$366.89$19,335$392.95$1.9KSCHD
7$19,060$374.76$21,437$401.10$2.4KSCHD
8$20,777$382.28$23,733$408.75$3.0KSCHD
9$22,621$389.45$26,237$415.91$3.6KSCHD
10$24,600$396.27$28,968$422.61$4.4KSCHD

ALFA vs SCHD: Complete Analysis 2026

ALFAStock

The fund uses a "passive management" approach to track the performance, before fees and expenses, of the index. The index utilizes a proprietary, quantitative Clone Score methodology developed by the fund's index provider, to replicate the five most heavily weighted U.S. equity securities from each of the ten hedge funds and institutional investors with the highest Clone Scores. The Advisor attempts to invest all, or substantially all, of its assets in the component securities that make up the index.

Full ALFA Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.