Is ALIZF or RYLD a better dividend investment in 2026?

ALIZF currently yields 4.07% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between ALIZF and RYLD?

ALIZF has a forward dividend yield of 4.07% ($17.29/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.07 percentage points.

Home › Compare › ALIZF vs RYLD

ALIZF vs RYLD: Dividend Comparison 2026

ALIZF yields 4.07% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ALIZF wins by $3.13M in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

ALIZF

● Live price

4.07%

Share price

$425.29

Annual div

$17.29

5Y div CAGR

64.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.17M

Annual income

$2,370,097.09

Full ALIZF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — ALIZF vs RYLD

📍 ALIZF pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ALIZF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ALIZF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ALIZF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ALIZF

Annual income on $10K today (after 15% tax)

$345.64/yr

After 10yr DRIP, annual income (after tax)

$2,014,582.53/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, ALIZF beats the other by $2,012,383.28/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ALIZF + RYLD for your $10,000?

ALIZF: 50%RYLD: 50%

100% RYLD50/50100% ALIZF

Portfolio after 10yr

$1.61M

Annual income

$1,186,342.22/yr

Blended yield

73.81%

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Analyst Conviction Gap

Where Wall Street is most bullish on ALIZF right now

ALIZF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

-0.6

Piotroski

6/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ALIZF buys

RYLD buys

No recent congressional trades found for ALIZF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricALIZFRYLD

Forward yield	4.07%	12.14% ✓
Annual dividend / share	$17.29 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	64.3% ✓	0%
Portfolio after 10y	$3.17M	$44.5K ✓
Annual income after 10y	$2,370,097.09 ✓	$2,587.35
Total dividends collected	$3.07M	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: ALIZF vs RYLD ($10,000, DRIP)

Year	ALIZF Portfolio	ALIZF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,368	$668.11	$11,914	$1,213.65	$546.00 → RYLD
2	$13,330	$1,166.25	$14,099	$1,351.30	$769.00 → RYLD
3	$16,363	$2,099.86	$16,580	$1,494.55	$217.00 → RYLD
4← crossover	$21,466	$3,957.99	$19,384	$1,642.61	+$2.1K → ALIZF
5	$30,942	$7,973.04	$22,535	$1,794.70	+$8.4K → ALIZF
6	$50,755	$17,646.87	$26,063	$1,950.00	+$24.7K → ALIZF
7	$98,756	$44,447.72	$29,995	$2,107.69	+$68.8K → ALIZF
8	$238,465	$132,796.32	$34,361	$2,266.99	+$204.1K → ALIZF
9	$747,540	$492,382.29	$39,194	$2,427.12	+$708.3K → ALIZF
10	$3,169,964	$2,370,097.09	$44,525	$2,587.35	+$3.13M → ALIZF

ALIZF vs RYLD: Complete Analysis 2026

ALIZF — Stock

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company's Property-Casualty segment offers various insurance products, including motor liability and own damage, accident, general liability, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company's Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, and multi-assets; and alternative investment products comprising infrastructure debt/equity, real assets, liquid alternatives, and solutions. Its Corporate and Other segment provides banking services for retail clients, as well as digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.

Full ALIZF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.