HomeCompareALLY vs BBY

ALLY vs BBY: Dividend Comparison 2026

ALLY yields 3.17% · BBY yields 5.96%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ALLY wins by $463.49M in total portfolio value· pulled ahead in Year 6
10 years
ALLY
ALLY
● Live price
3.17%
Share price
$37.91
Annual div
$1.20
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$541.27M
Annual income
$510,298,008.94
Full ALLY calculator →
BBY
BBY
● Live price
5.96%
Share price
$63.91
Annual div
$3.81
5Y div CAGR
73.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.78M
Annual income
$68,615,349.24
Full BBY calculator →

Portfolio growth — ALLY vs BBY

📍 ALLY pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodALLYBBY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ALLY + BBY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ALLY pays
BBY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ALLY
Annual income on $10K today (after 15% tax)
$269.06/yr
After 10yr DRIP, annual income (after tax)
$433,753,307.60/yr
BBY
Annual income on $10K today (after 15% tax)
$506.73/yr
After 10yr DRIP, annual income (after tax)
$58,323,046.85/yr
At 15% tax rate, ALLY beats the other by $375,430,260.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ALLY + BBY for your $10,000?

ALLY: 50%BBY: 50%
100% BBY50/50100% ALLY
Portfolio after 10yr
$309.52M
Annual income
$289,456,679.09/yr
Blended yield
93.52%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ALLY right now

ALLY
Analyst Ratings
26
Buy
11
Hold
1
Sell
Consensus: Buy
Price Target
$51.40
+35.6% upside vs current
Range: $42.00 — $57.00
Altman Z
0.0
Piotroski
7/9
BBY
Analyst Ratings
15
Buy
21
Hold
5
Sell
Consensus: Hold
Price Target
$77.89
+21.9% upside vs current
Range: $66.00 — $96.00
Altman Z
4.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ALLY buys
0
BBY buys
0
No recent congressional trades found for ALLY or BBY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricALLYBBY
Forward yield3.17%5.96%
Annual dividend / share$1.20$3.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%73.5%
Portfolio after 10y$541.27M$77.78M
Annual income after 10y$510,298,008.94$68,615,349.24
Total dividends collected$538.99M$77.02M
Payment frequencyquarterlyquarterly
SectorFinancialsConsumer Discretionary
Analyst consensusBuyHold
Analyst price target$51.40$77.89

Year-by-year: ALLY vs BBY ($10,000, DRIP)

YearALLY PortfolioALLY Income/yrBBY PortfolioBBY Income/yrGap
1$11,333$633.08$11,734$1,034.32$401.00BBY
2$13,467$1,341.07$14,524$1,968.02$1.1KBBY
3$17,389$2,978.76$19,490$3,949.71$2.1KBBY
4$25,795$7,189.02$29,449$8,594.43$3.7KBBY
5$47,534$19,933.39$52,567$21,056.54$5.0KBBY
6← crossover$119,520$68,658.62$117,193$60,946.09+$2.3KALLY
7$450,570$322,683.15$345,714$220,317.99+$104.9KALLY
8$2,755,862$2,273,751.97$1,423,773$1,053,859.18+$1.33MALLY
9$28,943,461$25,994,688.52$8,560,997$7,037,559.32+$20.38MALLY
10$541,267,512$510,298,008.94$77,775,616$68,615,349.24+$463.49MALLY

ALLY vs BBY: Complete Analysis 2026

ALLYFinancials

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

Full ALLY Calculator →

BBYConsumer Discretionary

Best Buy Co., Inc. retails technology products in the United States and Canada. The company operates in two segments, Domestic and International. Its stores provide computing products, such as desktops, notebooks, and peripherals; mobile phones comprising related mobile network carrier commissions; networking products; tablets covering e-readers; smartwatches; and consumer electronics consisting of digital imaging, health and fitness, home theater, portable audio comprising headphones and portable speakers, and smart home products. The company's stores also offer appliances, such as dishwashers, laundry, ovens, refrigerators, blenders, coffee makers, and vacuums; entertainment products consisting of drones, peripherals, movies, music, and toys, as well as gaming hardware and software, and virtual reality and other software products; and other products, such as baby, food and beverage, luggage, outdoor living, and sporting goods. In addition, it provides consultation, delivery, design, health-related, installation, memberships, repair, set-up, technical support, and warranty-related services. The company offers its products through stores and websites under the Best Buy, Best Buy Ads, Best Buy Business, Best Buy Health, CST, Current Health, Geek Squad, Lively, Magnolia, Best Buy Mobile, Pacific Kitchen, Home, and Yardbird, as well as domain names bestbuy.com, currenthealth.com, lively.com, yardbird.com, and bestbuy.ca. As of January 30, 2022, it had 1,144 stores. The company was formerly known as Sound of Music, Inc. The company was incorporated in 1966 and is headquartered in Richfield, Minnesota.

Full BBY Calculator →
📬

Get this ALLY vs BBY comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ALLY vs SCHDALLY vs JEPIALLY vs OALLY vs KOALLY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.