HomeCompareALLY vs MCHP

ALLY vs MCHP: Dividend Comparison 2026

ALLY yields 3.17% · MCHP yields 3.03%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ALLY wins by $105.09M in total portfolio value
10 years
ALLY
ALLY
● Live price
3.17%
Share price
$37.91
Annual div
$1.20
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$541.27M
Annual income
$510,298,008.94
Full ALLY calculator →
MCHP
MCHP
● Live price
3.03%
Share price
$60.06
Annual div
$1.82
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$436.18M
Annual income
$410,174,962.43
Full MCHP calculator →

Portfolio growth — ALLY vs MCHP

📍 ALLY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodALLYMCHP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ALLY + MCHP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ALLY pays
MCHP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ALLY
Annual income on $10K today (after 15% tax)
$269.06/yr
After 10yr DRIP, annual income (after tax)
$433,753,307.60/yr
MCHP
Annual income on $10K today (after 15% tax)
$257.58/yr
After 10yr DRIP, annual income (after tax)
$348,648,718.07/yr
At 15% tax rate, ALLY beats the other by $85,104,589.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ALLY + MCHP for your $10,000?

ALLY: 50%MCHP: 50%
100% MCHP50/50100% ALLY
Portfolio after 10yr
$488.72M
Annual income
$460,236,485.68/yr
Blended yield
94.17%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCHP right now

ALLY
Analyst Ratings
26
Buy
11
Hold
1
Sell
Consensus: Buy
Price Target
$51.40
+35.6% upside vs current
Range: $42.00 — $57.00
Altman Z
0.0
Piotroski
7/9
MCHP
Analyst Ratings
2
Strong
30
Buy
14
Hold
Consensus: Buy
Price Target
$87.00
+44.9% upside vs current
Range: $69.00 — $100.00
Altman Z
3.5
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ALLY buys
0
MCHP buys
0
No recent congressional trades found for ALLY or MCHP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricALLYMCHP
Forward yield3.17%3.03%
Annual dividend / share$1.20$1.82
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%100%
Portfolio after 10y$541.27M$436.18M
Annual income after 10y$510,298,008.94$410,174,962.43
Total dividends collected$538.99M$434.25M
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology
Analyst consensusBuyBuy
Analyst price target$51.40$87.00

Year-by-year: ALLY vs MCHP ($10,000, DRIP)

YearALLY PortfolioALLY Income/yrMCHP PortfolioMCHP Income/yrGap
1← crossover$11,333$633.08$11,306$606.06+$27.00ALLY
2$13,467$1,341.07$13,378$1,280.78+$89.00ALLY
3$17,389$2,978.76$17,147$2,832.75+$242.00ALLY
4$25,795$7,189.02$25,134$6,786.65+$661.00ALLY
5$47,534$19,933.39$45,488$18,593.90+$2.0KALLY
6$119,520$68,658.62$111,571$62,898.72+$7.9KALLY
7$450,570$322,683.15$407,746$288,365.50+$42.8KALLY
8$2,755,862$2,273,751.97$2,406,121$1,969,832.89+$349.7KALLY
9$28,943,461$25,994,688.52$24,301,727$21,727,176.85+$4.64MALLY
10$541,267,512$510,298,008.94$436,177,810$410,174,962.43+$105.09MALLY

ALLY vs MCHP: Complete Analysis 2026

ALLYFinancials

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

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MCHPTechnology

Microchip Technology Incorporated develops, manufactures, and sells smart, connected, and secure embedded control solutions in the Americas, Europe, and Asia. The company offers general purpose 8-bit, 16-bit, and 32-bit microcontrollers; 32-bit embedded microprocessors markets; and specialized microcontrollers for automotive, industrial, computing, communications, lighting, power supplies, motor control, human machine interface, security, wired connectivity, and wireless connectivity applications. It also provides development tools that enable system designers to program microcontroller and microprocessor products for specific applications; field-programmable gate array (FPGA) products; and analog, interface, mixed signal, and timing products comprising power management, linear, mixed-signal, high-voltage, thermal management, discrete diodes and metal oxide semiconductor field effect transistors (MOSFETS), radio frequency (RF), drivers, safety, security, timing, USB, Ethernet, wireless, and other interface products. In addition, the company offers memory products consisting of serial electrically erasable programmable read-only memory, serial flash memories, parallel flash memories, serial static random access memories, and serial electrically erasable random access memories for the production of very small footprint devices; and licenses its SuperFlash embedded flash and NVM technologies to foundries, integrated device manufacturers, and design partners for use in the manufacture of microcontroller products, gate array, RF, analog, and neuromorphic compute products that require embedded non-volatile memory, as well as provides engineering services. Further, it offers wafer foundry and assembly, and test subcontracting manufacturing services; and timing systems products, application specific integrated circuits, and aerospace products. Microchip Technology Incorporated was incorporated in 1989 and is headquartered in Chandler, Arizona.

Full MCHP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.