HomeCompareALLY vs SPGI

ALLY vs SPGI: Dividend Comparison 2026

ALLY yields 3.10% · SPGI yields 0.91%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ALLY wins by $484.19M in total portfolio value
10 years
ALLY
ALLY
● Live price
3.10%
Share price
$38.77
Annual div
$1.20
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$484.22M
Annual income
$455,923,729.14
Full ALLY calculator →
SPGI
SPGI
● Live price
0.91%
Share price
$424.97
Annual div
$3.85
5Y div CAGR
43.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.9K
Annual income
$5,199.47
Full SPGI calculator →

Portfolio growth — ALLY vs SPGI

📍 ALLY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodALLYSPGI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ALLY + SPGI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ALLY pays
SPGI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ALLY
Annual income on $10K today (after 15% tax)
$263.09/yr
After 10yr DRIP, annual income (after tax)
$387,535,169.77/yr
SPGI
Annual income on $10K today (after 15% tax)
$77.01/yr
After 10yr DRIP, annual income (after tax)
$4,419.55/yr
At 15% tax rate, ALLY beats the other by $387,530,750.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ALLY + SPGI for your $10,000?

ALLY: 50%SPGI: 50%
100% SPGI50/50100% ALLY
Portfolio after 10yr
$242.13M
Annual income
$227,964,464.30/yr
Blended yield
94.15%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ALLY right now

ALLY
Analyst Ratings
26
Buy
11
Hold
1
Sell
Consensus: Buy
Price Target
$51.40
+32.6% upside vs current
Range: $42.00 — $57.00
Altman Z
0.0
Piotroski
7/9
SPGI
Analyst Ratings
24
Buy
4
Hold
Consensus: Buy
Price Target
$547.30
+28.8% upside vs current
Range: $482.00 — $627.00
Altman Z
4.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ALLY buys
7
SPGI buys
11
PoliticianChamberTickerTypeAmountDate
Richard W. Allen🏢 House$SPGI▲ Buy$15,001 - $50,0002026-01-14
Ro Khanna🏢 House$ALLY▲ Buy$1,001 - $15,0002025-10-22
Ro Khanna🏢 House$SPGI▼ Sell$15,001 - $50,0002025-10-07
Ro Khanna🏢 House$SPGI▼ Sell$15,001 - $50,0002025-09-29
Michael McCaul🏢 House$ALLY▲ Buy$50,001 - $100,0002025-09-24
Ro Khanna🏢 House$SPGI▲ Buy$1,001 - $15,0002025-08-26
Dan Newhouse🏢 House$SPGI▲ Buy$1,001 - $15,0002025-08-18
Ro Khanna🏢 House$SPGI▲ Buy$1,001 - $15,0002025-07-25
Rob Bresnahan🏢 House$SPGI▲ Buy$15,001 - $50,0002025-04-08
Daniel Goldman🏢 House$SPGI▼ Sell$15,001 - $50,0002025-02-11
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricALLYSPGI
Forward yield3.10%0.91%
Annual dividend / share$1.20$3.85
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%43.4%
Portfolio after 10y$484.22M$35.9K
Annual income after 10y$455,923,729.14$5,199.47
Total dividends collected$482.13M$14.3K
Payment frequencyquarterlyquarterly
SectorFinancialsFinancials
Analyst consensusBuyBuy
Analyst price target$51.40$547.30

Year-by-year: ALLY vs SPGI ($10,000, DRIP)

YearALLY PortfolioALLY Income/yrSPGI PortfolioSPGI Income/yrGap
1← crossover$11,319$619.04$10,830$129.91+$489.00ALLY
2$13,421$1,309.70$11,777$188.56+$1.6KALLY
3$17,263$2,902.65$12,876$274.79+$4.4KALLY
4$25,450$6,978.71$14,180$402.64+$11.3KALLY
5$46,462$19,230.64$15,766$594.26+$30.7KALLY
6$115,337$65,621.92$17,756$885.55+$97.6KALLY
7$427,892$304,481.27$20,335$1,336.54+$407.6KALLY
8$2,569,255$2,111,410.86$23,810$2,051.43+$2.55MALLY
9$26,446,049$23,696,945.98$28,696$3,219.10+$26.42MALLY
10$484,221,001$455,923,729.14$35,904$5,199.47+$484.19MALLY

ALLY vs SPGI: Complete Analysis 2026

ALLYFinancials

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

Full ALLY Calculator →

SPGIFinancials

S&P Global Inc., together with its subsidiaries, provides credit ratings, benchmarks, analytics, and workflow solutions in the global capital, commodity, and automotive markets. It operates in six divisions: S&P Global Ratings, S&P Dow Jones Indices, S&P Global Commodity Insights, S&P Global Market Intelligence, S&P Global Mobility, and S&P Global Engineering Solutions. The S&P Global Ratings division operates as an independent provider of credit ratings, research, and analytics, offering investors and other market participants information, ratings, and benchmarks. The S&P Dow Jones Indices division is an index provider that maintains various valuation and index benchmarks for investment advisors, wealth managers, and institutional investors. The S&P Global Commodity Insights division offers data and insights for global energy and commodity markets and enable its customers to make decisions. The S&P Global Market Intelligence division delivers data and technology solutions for customers to provide insights for making decisions. It offers data and services that bring end-to-end workflow solutions, including capital formation, data and distribution, ESG and sustainability, leveraged loans, private markets, sector coverage, supply chain, and issuer solutions, as well as credit, risk, and regulatory solutions. The S&P Global Mobility division provides insights derived from unmatched automotive data, enabling its customers to anticipate change and make decisions. The S&P Global Engineering Solutions division offers engineering expertise and solutions in industries, such as aerospace and defense, energy, architecture, construction, and transportation. Its solutions empower business and technical leaders to transform workflows and make decisions. S&P Global Inc. was founded in 1860 and is headquartered in New York, New York.

Full SPGI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.